208 E Watson St, Garnavillo, IA 52049 Property Records

Clayton County property record for 208 E Watson St, Garnavillo, IA 52049

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 1965
Lot Size0.407 acres (17,754 sqft)
OwnerIndividual Name on File
Last Sale$136,000 (May 2019)
Tax Bill$2,716 (2024)
Deeds & MortgagesMay 2019 Sale
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2918431001

Property Details

APN / Parcel Number

Primary APN2918431001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,659 sqft Living Area
1st Floor Area1,419 sqft
Basement Area1,419 sqft
Finished Basement650 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,754 sqft (0.407 acres)
Lot Dimensions132 ft deep x 137 ft wide
Garage TypeMixed
Garage Area752 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area426 sqft
Deck Area230 sqft
Patio Area265 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address208 E WATSON ST
CityGARNAVILLO
StateIA
Zip52049-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW. 1/2 LOT 1 NE SE 18 93 3
Legal Range03
Legal Township93
Legal Section18
Legal Lot Number1
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1034
Census Tract70300

Owner

Source: Clayton County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address208 E WATSON ST, GARNAVILLO, IA 52049-9700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2019Executor's Deed, Transfer
May 31, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number2019R01445
Record UpdatedJun 8, 2026

May 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCLAYTON IA
Recording DateMay 31, 2019
Property Address208 E WATSON ST, GARNAVILLO, IA 52049-9700
Document Number2019R01445
Instrument DateMay 22, 2019
Instrument2019R01445
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E WATSON ST, GARNAVILLO, IA 52049-9700

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateMay 31, 2019
Property Address208 E WATSON ST, GARNAVILLO, IA 52049-9700
Document Number2019R01458
Instrument DateMay 22, 2019
Instrument2019R01458
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E WATSON ST, GARNAVILLO, IA 52049-9700
InvestorPossibly a Property Investor

Mortgage

Document Number2019R01459
DateMay 31, 2019
Instrument2019R01459
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$204,892 (+17.59%) Land $22,482 Building $182,410$204,892 (+17.59%) Land $22,482 Building $182,410
2024$2,716.00 (+5.43%)
2023$174,240 Land $19,550 Building $154,690$174,240 Land $19,550 Building $154,690
2022$2,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1997–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNAVILLO WATER SUPPLY
serves 763 people · EPA ID IA2234074
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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