301 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 301 E Main St, Lincolnton, NC 28092

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details9,086 sqft · built 1966
Lot Size0.444 acres (19,384 sqft)
OwnerCompany Name on Record
Last Sale$430,000 (Feb 2016)
Tax Bill$9,908 (2023)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3623-84-9660

Property Details

APN / Parcel Number

Primary APN3623-84-9660
Alternative APNs
  • 362316849660
  • 256824
  • 00625

Interior

Stories1 Story
Building Area9,086 sqft Finished Area

Exterior

Year BuiltBuilt 1966
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area19,384 sqft (0.444 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number256824
Old Parcel Number362316849660
Street Address301 E MAIN ST
CityLINCOLNTON
StateNC
Zip28092-3334
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC-B
Legal Description301 - 315 E MAIN ST
Legal Block84
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group5
Census Block5045
Census Tract70100

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address341 E MAIN ST, LINCOLNTON, NC 28092-3334
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2016 · Amount on Record
Deed SaleFeb 26, 2016 · Amount on Record
Deed Document Number0002571304
Deed Book / Page2571 / 304
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address301 E MAIN ST, LINCOLNTON, NC 28092-3334
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 S POPLAR ST, LINCOLNTON, NC 28092-3321

Mortgage

Document Number0002988439
DateDec 22, 2020
Book Page2988/439
Instrument622277
Lender
NameUNITED BANK
TypeBank
AddressLINCOLNTON, NC 28092
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,908.00$943,835 Land $227,762 Building $716,073$943,835 Land $227,762 Building $716,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on E Main St

Nearby Streets

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