235 E Main St, #A, Lincolnton, NC 28092 Property Records

Lincoln County property record for 235 E Main St, #A, Lincolnton, NC 28092

Property Summary

Property Type	Office Building
Details	10,600 sqft · built 1925
Lot Size	0.249 acres (10,846 sqft)
Owner	Company Name on Record
Tax Bill	$9,135 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3623-84-8535`

Property Details

APN / Parcel Number

Primary APN	`3623-84-8535`
Alternative APNs	`362316848541` `215936` `18912`

Interior

Units	9 Units
Stories	2 Stories
Building Area	10,600 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,846 sqft (0.249 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	215936
Street Address	235 E MAIN ST, A
City	LINCOLNTON
State	NC
Zip	28092-3354
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C-B
Legal Description	235 E MAIN & 117 N POPLAR
Legal Subdivision	LINCOLNTON
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	5
Census Block	5046
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	233 1/2 E MAIN ST, LINCOLNTON, NC 28092-3336
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2018	Deed of Trust, Mortgage CAROLINA TR BK
Jan 30, 2018	Deed of Trust, Mortgage CAROLINA TR BK
Feb 21, 2017	Deed of Trust, Mortgage CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2008
Transfer Doc	20760327
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	235 E MAIN ST STE A, A, LINCOLNTON, NC 28092-3354
Document Number	2755104
Instrument Date	Jun 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 1/2 E MAIN ST LINCOLNTON NC 280923336, LINCOLNTON, NC 28092-3336

Mortgage

Document Number	2755104
Date	Jul 10, 2018
Book Page	002755/000104
Instrument	580343

Lender

Name	CAROLINA TR BK
Type	Bank

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	235 E MAIN ST STE A, A, LINCOLNTON, NC 28092-3354
Document Number	2720393
Book / Page	002720 / 000393
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 1/2 E MAIN ST LINCOLNTON NC 280923336, LINCOLNTON, NC 28092-3336

Mortgage

Document Number	2720393
Date	Jan 30, 2018
Book Page	002720/000393
Instrument	573517

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28093

Agreement

Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	235 E MAIN ST STE A, A, LINCOLNTON, NC 28092-3354
Document Number	2647668
Book / Page	002647 / 000668
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 1/2 E MAIN ST LINCOLNTON NC 280923336, LINCOLNTON, NC 28092-3336

Mortgage

Document Number	2647668
Date	Feb 21, 2017
Book Page	002647/000668
Instrument	559114

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28093

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,135.00	$816,364 (-) Land $123,796 Building $692,568	$816,364 (-) Land $123,796 Building $692,568
2025	$9,135.00 (+1.56%)	$816,364 (-) Land $123,796 Building $692,568	$816,364 (-) Land $123,796 Building $692,568
2023	$8,995.00	$816,364 Land $123,796 Building $692,568	$816,364 Land $123,796 Building $692,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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