210 E Lawrence St, Middlebury, IN 46540 Property Records

Elkhart County property record for 210 E Lawrence St, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,952 sqft · built 1900
Lot Size0.385 acres (16,814 sqft)
Owner2 Individual Names on Record
Tax Bill$498 (2024)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-08-10-409-013.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-409-013.000-035
Alternative APN
  • 0810409013035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area
1st Floor Area1,184 sqft
Upper Floors Area768 sqft
Basement Area286 sqft
Family RoomFamily Room
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,814 sqft (0.385 acres)
Lot Dimensions150 ft deep x 112 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area296 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0810409013035
Old Parcel Number0810409013035
Street Address210 E LAWRENCE ST
CityMIDDLEBURY
StateIN
Zip46540-8424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionMIDDLEBURY ORIG LOTS 8-9 BLK 39
Legal SubdivisionMIDDLEBURY ORIG
Legal Block39
Legal Lot Number8-9 9
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group1
Census Block1042
Census Tract801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address210 E LAWRENCE ST, MIDDLEBURY, IN 46540-8424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address210 E LAWRENCE ST, MIDDLEBURY, IN 46540-8424
Document Number0000003925
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address210 E LAWRENCE ST MIDDLEBURY IN 465408424, MIDDLEBURY, IN 46540-8424

Mortgage

Document Number0000003925
DateFeb 21, 2020
Instrument3925
Lender
NameFIRST ST BK/MIDDLEBURY
TypeBank
AddressMIDDLEBURY, IN 46540
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 20, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$230,200 (+4.07%) Land $37,400 Building $192,800$230,200 (+4.07%) Land $37,400 Building $192,800
2024$498.00 (+0.2%)$221,200 (+10.66%) Land $37,400 Building $183,800$221,200 (+10.66%) Land $37,400 Building $183,800
2023$199,900 (+11.61%) Land $37,400 Building $162,500$199,900 (+11.61%) Land $37,400 Building $162,500
2022$497.00 Homeowner's exemption$179,100 Land $37,400 Building $141,700$179,100 Land $37,400 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims4 (1993–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, New Paris Telephone Company.

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