St. Joseph County property record for 301 E Adams St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1950 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2022) |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-110-022-00 |
| Primary APN | 051-110-022-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,584 sqft |
| Unfinished Basement | 995 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 166 ft deep x 132 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 301 E ADAMS ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 32 & 33 & N 45 FT OF LOT 34 BONNIE CASTLE ADDITION. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 32-33 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-110-022-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 E ADAMS ST, THREE RIVERS, MI 49093-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU |
| Mar 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Apr 12, 2002 · Amount on Record |
| Deed Document Number | 20221269 |
| Prior Transfer Date | Jun 05, 2015 |
| Prior Transfer Doc | 1786/0230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 10, 2022 |
| Property Address | 301 E ADAMS ST, THREE RIVERS, MI 49093-2304 |
| Document Number | 2022001269 |
| Map Reference | LB 1 PG 44 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022001269 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 E ADAMS ST, 301, THREE RIVERS, MI 49093-2304 |
| Name | Verified Name |
|---|---|
| Address | 532 PLEASANT HOME CT, KALAMAZOO, MI 49008-3206 |
| Date | Feb 10, 2022 |
|---|
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 301 E ADAMS ST, THREE RIVERS, MI 49093-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1949/0760 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 1949/0760 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2034 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,400 (+7.88%) | $232,800 (+7.88%) | |
| 2025 | $2,675.00 (+5.73%) Homeowner's exemption | $107,900 (+30.47%) Land $9,500 Building $98,400 | $215,800 (+30.47%) Land $19,000 Building $196,800 |
| 2023 | $82,700 Land $5,900 Building $76,800 | $165,400 Land $11,800 Building $153,600 | |
| 2022 | $2,530.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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