St. Joseph County property record for 110 E Adams St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,596 sqft · built 1979 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2024) |
| Tax Bill | $3,903 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-199-074-01 |
| Primary APN | 051-199-074-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 110 E ADAMS ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM INT OF N LN ADAMS ST & W LN EAST ST TH N 90 FT TH W 100 FT TH S 90 FT TH E 100 FT TO POB. UNPD CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-199-074-01
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5424 GLENN VALLEY DR, 3B, BATTLE CREEK, MI 49015-7340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 02, 2024 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2024 · Amount on Record |
| Deed Sale | Jun 06, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2013 · Amount on Record |
| Deed Document Number | 20244193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 110 E ADAMS ST, THREE RIVERS, MI 49093-2302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 110 E ADAMS ST, THREE RIVERS, MI 49093-2302 |
| Document Number | 2024002022 |
|---|---|
| Date | Apr 02, 2024 |
| Instrument | 2024002022 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 110 E ADAMS ST, THREE RIVERS, MI 49093-2302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 110 E ADAMS ST, THREE RIVERS, MI 49093-2302 |
| Document Number | 2022008366 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022008366 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 110 E ADAMS ST, THREE RIVERS, MI 49093-2302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021002885 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021002885 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,100 (+71.03%) | $282,200 (+71.03%) | |
| 2025 | $3,903.00 (+62.49%) Homeowner's exemption | ||
| 2023 | $82,500 Land $4,100 Building $78,400 | $165,000 Land $8,200 Building $156,800 | |
| 2022 | $2,402.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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