225 E 4th St, Monticello, MN 55362 Property Records

Wright County property record for 225 E 4th St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,568 sqft · built 1900
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2026)
Tax Bill	$2,902 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-010-071050`

Property Details

APN / Parcel Number

Primary APN	`155-010-071050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	937 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	8,973 sqft (0.206 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	225 E 4TH ST
City	MONTICELLO
State	MN
Zip	55362-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO FRAC LOT 5 BLK F 5 BLK F
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	ORIGINAL PLAT MONTICELLO
Legal Block	F,F
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1015
Census Tract	100205

Owner

Source: Wright County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 E 4TH ST, MONTICELLO, MN 55362-8511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 13, 2026	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Apr 26, 2024 · Amount on Record
Deed Document Number	20261598031
Prior Transfer Date	Nov 5, 2024
Prior Transfer Doc	0001564390
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	225 E 4TH ST, MONTICELLO, MN 55362-8511
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001488371
Date	Oct 26, 2021
Instrument	1488371

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 13, 2026
Property Address	225 E 4TH ST, MONTICELLO, MN 55362-8511
Document Number	00A1598031
Instrument Date	Mar 12, 2026
Instrument	A1598031
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E 4TH ST, MONTICELLO, MN 55362-8511

Mortgage

Document Number	00A1598032
Date	Mar 13, 2026
Instrument	A1598032

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	00A1598033
Date	Mar 13, 2026
Instrument	A1598033

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 13, 2023
Property Address	225 E 4TH ST, MONTICELLO, MN 55362-8511
Document Number	00A1538340
Instrument Date	Aug 29, 2023
Instrument	A1538340
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E 4TH ST, MONTICELLO, MN 55362-8511

Mortgage

Document Number	00A1538341
Date	Sep 13, 2023
Instrument	A1538341

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,902.00 (+8.12%)	$283,700 (+1.47%) Land $86,900 Building $196,800	$283,700 (+1.47%) Land $86,900 Building $196,800
2025		$279,600 (+19.74%) Land $90,000 Building $189,600	$279,600 (+19.74%) Land $90,000 Building $189,600
2023	$2,684.00 (+14.21%)	$233,500 Land $85,000 Building $148,500	$233,500 Land $85,000 Building $148,500
2022	$2,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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