Calvert County property record for 301 Deer Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,450 sqft · built 1984 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Sep 2005) |
| Tax Bill | $397 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-072013 |
| Primary APN | 01-072013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Total Area |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 225 sqft |
| Deck Area | 448 sqft |
| Boat Access | Boat Access |
| Boat House | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 072013 |
|---|---|
| Street Address | 301 DEER DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 25 BLK A SEC 23 DRUM POINT |
| Legal Subdivision | DRUM POIN BEACH |
| Legal Block | A |
| Legal Lot Number | 25 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 861003 |
Source: Calvert County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 DEER DR, LUSBY, MD 20657-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2005 · Amount on Record |
| Deed Sale | Sep 29, 2005 · Amount on Record |
| Prior Sale | Sep 29, 2005 · Amount on Record |
| Deed Book / Page | 2593 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 6, 2026 |
| Property Address | 301 DEER DR, LUSBY, MD 20657-2725 |
| Document Number | 6880000006 |
| Book / Page | 6880 / 6 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES L |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 301 DEER DR, LUSBY, MD 20657-2725 |
| Document Number | 6880000006, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 6880/6 |
| Name | AMERICAN HERITAGE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845,400 (+6.24%) Land $311,000 Building $534,400 | $845,400 (-) Land $311,000 Building $534,400 | |
| 2025 | $397.00 (-94.51%) Homeowner's exemption | $795,733 (+14.26%) | $845,400 (+21.4%) Land $311,000 Building $534,400 |
| 2023 | $7,235.00 Homeowner's exemption | $696,400 Land $311,000 Building $385,400 | $696,400 Land $311,000 Building $385,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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