297 Deer Dr, Lusby, MD 20657 Property Records

Calvert County property record for 297 Deer Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 1973
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Trust Names on File
Last Sale	$45,000 (Nov 2023)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-071459`

Property Details

APN / Parcel Number

Primary APN	`01-071459`
Alternative APNs	`1071459` `071459`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,858 sqft (0.387 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	684 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Account Number	071459
Street Address	297 DEER DR
City	LUSBY
State	MD
Zip	20657-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 26 BLK A SEC 23 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	A
Legal Lot Number	26
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2007
Census Tract	861003

Owner

297 Deer Dr is owner-occupied and held in a trust since November 2023.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	297 DEER DR, LUSBY, MD 20657-2713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit THE NATIONAL CAPITAL BANK OF WASHINGTON
Nov 17, 2023	Intrafamily Transfer, Transfer
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL CAP BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Aug 9, 2016 · Amount on File
Deed Book / Page	6505 / 476
Prior Transfer Date	Sep 22, 2010
Prior Transfer Doc	0035760285
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	297 DEER DR, LUSBY, MD 20657-2713
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	NOT AVAILABLE, LEGAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 DEER DR, LUSBY, MD 20657-2713
Investor	Possibly a Property Investor

Mortgage

Document Number	0065110084
Date	Dec 4, 2023
Book Page	6511/84

Lender

Name	THE NATIONAL CAPITAL BANK OF WASHINGTON
Type	Bank
Address	WASHINGTON, DC 20003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Nov 17, 2023
Property Address	297 DEER DR, LUSBY, MD 20657-2713
Document Number	0065050476
Book / Page	6505 / 476
Map Reference	MB JLB 1 PL 26
Instrument Date	Oct 24, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	297 DEER DR, LUSBY, MD 20657-2713

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	297 DEER DR, LUSBY, MD 20657-2713
Document Number	0052900215
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	LOGAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 PERRY WILLLAM DR MCLEAN VA 22101, MCLEAN, VA 22101

Mortgage

Document Number	0052900215
Date	Dec 7, 2018
Book Page	005290/000215

Lender

Name	NATIONAL CAP BK/WA
Type	Bank
Address	WASHINGTON, DC 20003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 297 Deer Dr was $6,157.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,500 (+5%) Land $311,000 Building $249,500	$560,500 (-) Land $311,000 Building $249,500
2025	$6,157.00	$533,800	$560,500 Land $311,000 Building $249,500
2023	$4,991.00	$480,400 Land $311,000 Building $169,400	$480,400 Land $311,000 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Deer Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Deer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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