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  5. Daniel Circle Dr

301 Daniel Circle Dr, Mills River, NC 28759 Property Records

Henderson County property record for 301 Daniel Circle Dr, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,394 sqft · built 2021
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$1,175,000 (Apr 2022)
Tax Bill$5,300 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9630197104

Property Details

APN / Parcel Number

Primary APN9630197104
Alternative APN
  • 10007395

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,394 sqft Heated Area
1st Floor Area3,394 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood Shingle
Lot Area30,056 sqft (0.69 acres)
Garage Area923 sqft
Parking Spaces4 Parking Spaces
PorchPatio
Porch Area151 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10007395
Street Address301 DANIEL CIRCLE DR
CityMILLS RIVER
StateNC
Zip28759-0114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10007395~M
Legal DescriptionMILLS RIVER CROSSING SOUTH LO67 PL2021-13351
Legal SubdivisionCONTAINING 0
Legal Block19
Legal Lot Number7104
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group2
Census Block2028
Census Tract930702

Owner

Source: Henderson County records · APN 9630197104

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address301 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Apr 25, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2022 · Amount on Record
Deed SaleApr 25, 2022 · Amount on Record
Deed Document Number2022978435
Deed Book / Page3903 / 597
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address301 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041660109
DateMay 17, 2024
Book Page4166/109
Instrument1001014644
Lender
NameDISCOVER BANK
TypeBank
Address502 E MARKET ST, GREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateApr 25, 2022
Property Address301 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114
Document Number0039030597
Book / Page3903 / 597
Map ReferenceSL 13351
Instrument DateApr 25, 2022
Instrument978435
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 DOGWOOD RD, CANDLER, NC 28715-8433

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 DANIEL CIRCLE DRIVE, MILLS RIVER, NC 28759-0114

Mortgage

Document Number0000978436
DateApr 25, 2022
Instrument978436
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMay 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,229,700 (-) Land $200,000 Building $1,029,700
2025$5,300.00
2023$1,229,700 Land $200,000 Building $1,029,700$1,229,700 Land $200,000 Building $1,029,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2009–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

May also be available: Optimum Communications.

Based on FCC filings for 93 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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