301 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 301 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,552 sqft · built 2019
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$233,025 (Apr 2019)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2630-285-000`

Property Details

APN / Parcel Number

Primary APN	`R2630-285-000`
Alternative APNs	`R2220004000` `R2630285` `29282`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	19,166 sqft (0.44 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	32 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29282
Street Address	301 CROSSWINDS DR
City	RINCON
State	GA
Zip	31326-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	.44 AC LOT 285 (SPLT R263-2)
Legal Subdivision	HICKORY KNOB PH XI
Legal Phase	11
Legal Lot Number	285
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3007
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	301 CROSSWINDS DR, RINCON, GA 31326-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 12, 2019	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	2019940
Deed Book / Page	2519 / 913
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	301 CROSSWINDS DR, RINCON, GA 31326-8112
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000002511/0000000142
Date	Feb 22, 2019
Book Page	0000002511/0000000142
Instrument	001407

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	301 CROSSWINDS DR, RINCON, GA 31326-8112
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CROSSWINDS DR, RINCON, GA 31326-8112

Mortgage

Document Number	0000002609/0000000069
Date	Jul 24, 2020
Book Page	0000002609/0000000069
Instrument	007251

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2049

April 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 12, 2019
Property Address	301 CROSSWINDS DR, RINCON, GA 31326-8112
Document Number	002519/913
Book / Page	2519 / 913
Instrument Date	Apr 12, 2019
Instrument	2019-000940
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CROSSWINDS DR, RINCON, GA 31326-8112

Mortgage

Document Number	0000002519/0000000916
Date	Apr 22, 2019
Book Page	0000002519/0000000916
Instrument	003186

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,729 (+1.58%) Land $22,800 Building $103,929	$316,822 (+1.58%) Land $57,000 Building $259,822
2025	$2,498.00 (+7.21%) Homeowner's exemption Senior Citizen's exemption	$124,759 (-4.17%) Land $22,800 Building $101,959	$311,897 (-4.17%) Land $57,000 Building $254,897
2024	$2,330.00 (+1.08%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$130,184 (+25%) Land $22,800 Building $107,384	$325,460 (+25%) Land $57,000 Building $268,460
2022	$2,305.00 Homeowner's exemption	$104,148 Land $17,600 Building $86,548	$260,371 Land $44,000 Building $216,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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