219 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 219 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,500 sqft · built 2020
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Sep 2021)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2630-284-000`

Property Details

APN / Parcel Number

Primary APN	`R2630-284-000`
Alternative APNs	`R2220004000` `R2630284` `29281`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,500 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	20,909 sqft (0.48 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	128 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29281
Street Address	219 CROSSWINDS DR
City	RINCON
State	GA
Zip	31326-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	.48 AC LOT 284 (SPLT R263-2)
Legal Subdivision	HICKORY KNOB PH XI
Legal Phase	11
Legal Lot Number	284
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3007
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 CROSSWINDS DR, RINCON, GA 31326-8114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jul 8, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	20213211
Deed Book / Page	2731 / 214
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	219 CROSSWINDS DR, RINCON, GA 31326-8114
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CROSSWINDS DR

Mortgage

Document Number	0000002561/0000000483
Date	Dec 11, 2019
Book Page	0000002561/0000000483
Instrument	010447

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	219 CROSSWINDS DR, RINCON, GA 31326-8114
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CROSSWINDS DR, RINCON, GA 31326-8114

Mortgage

Document Number	0000002605/0000000546
Date	Jul 13, 2020
Book Page	0000002605/0000000546
Instrument	006720

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 27, 2021
Property Address	219 CROSSWINDS DR, RINCON, GA 31326-8114
Document Number	002731/214
Book / Page	2731 / 214
Instrument Date	Sep 27, 2021
Instrument	2021-003211
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CROSSWINDS DR, RINCON, GA 31326-8114

Mortgage

Document Number	0000002731/0000000217
Date	Oct 7, 2021
Book Page	0000002731/0000000217
Instrument	012249

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2020
Property Address	219 CROSSWINDS DR, RINCON, GA 31326-8114
Document Number	002605/543
Book / Page	2605 / 543
Instrument Date	Jul 8, 2020
Instrument	2020-001827
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CROSSWINDS DR, RINCON, GA 31326-8114

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,938 (-0.28%) Land $22,800 Building $108,138	$327,345 (-0.28%) Land $57,000 Building $270,345
2025	$3,614.00 (+7.34%)	$131,304 (-0.26%) Land $22,800 Building $108,504	$328,260 (-0.26%) Land $57,000 Building $271,260
2024	$3,367.00 (+1.14%)	$131,648 (+4.1%) Land $22,800 Building $108,848	$329,119 (+4.1%) Land $57,000 Building $272,119
2022	$3,329.00	$126,467 Land $17,600 Building $108,867	$316,167 Land $44,000 Building $272,167

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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