301 Covey Ct, Normal, IL 61761 Property Records

McLean County property record for 301 Covey Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,386 sqft · built 2000
Lot Size	0.223 acres (9,726 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,462 (2024)
Deeds & Mortgages	Jun 2022 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-351-023`

Property Details

APN / Parcel Number

Primary APN	`14-15-351-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,386 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,726 sqft (0.223 acres)
Lot Dimensions	85 ft deep x 115 ft wide
Garage Area	504 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	301 COVEY CT
City	NORMAL
State	IL
Zip	61761-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	PHEASANT RIDGE SUB 4TH ADD LOT 131
Legal Range	02E
Legal Township	24N
Legal Section	15
Legal Subdivision	PHEASANT RIDGE SUB
Legal Lot Number	131
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1009
Census Tract	109

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 COVEY CT, NORMAL, IL 61761-5631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Transfer on Death Deed, Transfer
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 26, 2022
Transfer Doc	0000010023
Record Updated	Jun 8, 2026

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 3, 2022
Property Address	301 COVEY CT, NORMAL, IL 61761-5631
Document Number	202200010023
Map Reference	DOC 99-32562
Instrument Date	May 26, 2022
Instrument	2022-00010023
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 COVEY CT, 301, NORMAL, IL 61761-5631

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	301 COVEY CT, NORMAL, IL 61761-5631
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	ILLINOIS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005844
Date	Mar 10, 2021
Instrument	2021-00005844

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	301 COVEY CT, NORMAL, IL 61761-5631
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016285
Date	Oct 9, 2019
Instrument	2019-00016285

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,857 (+21.89%) Land $19,547 Building $87,310	$320,571 (+21.89%) Land $58,641 Building $261,930
2024	$7,462.00 (+6.77%)
2023	$6,989.00 (+6.3%)	$87,668 (+10.69%) Land $16,037 Building $71,631	$263,004 (+10.69%) Land $48,111 Building $214,893
2022	$6,575.00	$79,201 Land $14,488 Building $64,713	$237,603 Land $43,464 Building $194,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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