307 Covey Ct, Normal, IL 61761 Property Records

McLean County property record for 307 Covey Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,370 sqft · built 2001
Lot Size	0.182 acres (7,935 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2015)
Tax Bill	$7,656 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-15-351-026`

Property Details

APN / Parcel Number

Primary APN	`14-15-351-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,935 sqft (0.182 acres)
Lot Dimensions	115 ft deep x 69 ft wide
Garage Area	588 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 COVEY CT
City	NORMAL
State	IL
Zip	61761-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 128 IN 4TH ADD TO PHEASANT RIDGE SUB IN NORMAL
Legal Range	02E
Legal Township	24N
Legal Section	15
Legal Subdivision	PHEASANT RIDGE SUB
Legal Lot Number	128
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1009
Census Tract	109

Owner

Source: McLean County records · APN 14-15-351-026

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 COVEY CT, NORMAL, IL 61761-5631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	201510205
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	307 COVEY CT, NORMAL, IL 61761-5631
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005632
Date	Apr 01, 2020
Instrument	2020-00005632

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,464 (+21.89%) Land $19,550 Building $89,914	$328,392 (+21.89%) Land $58,650 Building $269,742
2024	$7,656.00 (+6.75%)
2023	$7,172.00	$89,808 Land $16,040 Building $73,768	$269,424 Land $48,120 Building $221,304

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORMAL serves 52,736 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.