301 Cove Ln, Mount Airy, NC 27030 Property Records

Surry County property record for 301 Cove Ln, Mount Airy, NC 27030

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,148 sqft · built 1965
Lot Size	4.23 acres (184,259 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2023)
Tax Bill	$1,045 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5906-00-57-0428`

Property Details

APN / Parcel Number

Primary APN	`5906-00-57-0428`
Alternative APNs	`100111256` `100126249`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100126249
Street Address	301 COVE LN
City	MOUNT AIRY
State	NC
Zip	27030-6898
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2010
Census Tract	931001

Owner

301 Cove Ln, a rural home, is owned and occupied by two individuals who bought it in April 2023.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 COVE LN, MOUNT AIRY, NC 27030-6898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Apr 26, 2023	Warranty Deed, Transfer HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Deed Document Number	2023704965
Deed Book / Page	1853 / 71
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	1637/395
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	301 COVE LN, MOUNT AIRY, NC 27030-6898
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001853/92
Date	Apr 26, 2023
Book Page	1853/92
Instrument	704967

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 26, 2023
Property Address	301 COVE LN, MOUNT AIRY, NC 27030-6898
Document Number	0001853/71
Book / Page	1853 / 71
Instrument Date	Apr 25, 2023
Instrument	704965
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 COVE LN, MOUNT AIRY, NC 27030-6898

Mortgage

Document Number	0001853/76
Date	Apr 26, 2023
Book Page	1853/76
Instrument	704966

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 3, 2018
Property Address	301 COVE LN, MOUNT AIRY, NC 27030-6898
Document Number	1637/395
Book / Page	1637 / 395
Instrument Date	Jul 2, 2018
Instrument	000000655528
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COVE LN, MOUNT AIRY, NC 27030-6898

Tax Assessment & Valuation

The 2026 property tax bill for 301 Cove Ln was $1,045, up 0.5% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,045.00 (+0.48%)	$145,500 (-14.34%) Land $20,190 Building $125,310	$145,500 (-14.34%) Land $20,190 Building $125,310
2025	$1,040.00	$169,850 Land $24,420 Building $145,430	$169,850 Land $24,420 Building $145,430
2023	$590.00	$145,500 Land $20,190 Building $125,310	$145,500 Land $20,190 Building $125,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Cove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Cove Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

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