Surry County property record for 185 Cove Ln, Mount Airy, NC 27030
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2002 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,430 (2026) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 5906-00-48-7790 |
| Primary APN | 5906-00-48-7790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 2,476 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 1,612 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100014710 |
|---|---|
| Street Address | 185 COVE LN |
| City | MOUNT AIRY |
| State | NC |
| Zip | 27030-7299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | SIMPSON RD OFF |
| Legal Subdivision | ELDORA |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 931001 |
185 Cove Ln, a rural home, is owned and occupied by two individuals who acquired it in March 2002.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 COVE LN, MOUNT AIRY, NC 27030-7299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2002 |
| Deed Sale | Mar 1, 2002 |
| Prior Sale | Oct 1, 1999 |
| Deed Book / Page | 861 / 519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 185 COVE LN, MOUNT AIRY, NC 27030-7299 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1688/763 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 1688/763 |
| Instrument | 667911 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 185 Cove Ln was $1,430, up 0.5% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430.00 (+0.49%) | $202,380 (-14.27%) Land $25,200 Building $177,180 | $202,380 (-14.27%) Land $25,200 Building $177,180 |
| 2025 | $1,423.00 | $236,070 Land $31,500 Building $204,570 | $236,070 Land $31,500 Building $204,570 |
| 2023 | $53.00 | $202,380 Land $25,200 Building $177,180 | $202,380 Land $25,200 Building $177,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Cove Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 Cove Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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