301 Copperfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 301 Copperfield Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,658 sqft · built 2019
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$255,614 (Nov 2019)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`T200500030`

Property Details

APN / Parcel Number

Primary APN	`T200500030`
Alternative APN	`5-116B-C745-00-0245.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
Basement Area	696 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T200500030
Street Address	301 COPPERFIELD CT
City	SAINT CHARLES
State	MO
Zip	63301-4929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE PL #2 LOT 245
Legal Range	05E
Legal Township	47N
Legal Subdivision	CHARLESTOWNE PL #2
Legal Lot Number	245
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2000
Census Tract	310201

Owner

301 Copperfield Ct is owned and occupied by two individuals who bought it in November 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 COPPERFIELD CT, SAINT CHARLES, MO 63301-4929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Warranty Deed, Subdivision Related Transfer CENTRAL BK/ST LOUIS
Jul 29, 2019	Warranty Deed, Transfer · Line of Credit ST LOUIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Jul 29, 2019
Deed Document Number	0071812214
Deed Book / Page	7181 / 2214
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 14, 2019
Property Address	301 COPPERFIELD CT, SAINT CHARLES, MO 63301-4929
Document Number	0071812214
Book / Page	007181 / 002214
Instrument Date	Nov 14, 2019
Instrument	652300
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	301 COPPERFIELD CT ST CHARLES MO 633014929, ST CHARLES, MO 63301-4929

Mortgage

Document Number	71812216
Date	Nov 14, 2019
Book Page	007181/002216
Instrument	652310

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 29, 2019
Property Address	301 COPPERFIELD CT, SAINT CHARLES, MO 63301-4929
Document Number	0071130952
Book / Page	7113 / 0952
Map Reference	MB 50 PG 206
Instrument Date	Jul 26, 2019
Instrument	20190729000390420
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ARCHER LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	695 TRADE CENTER BLVD # BLVD200, 695, CHESTERFIELD, MO 63005-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 TRADE CENTER BLVD STE 200, 200, CHESTERFIELD, MO 63005-1276
Investor	Possibly a Property Investor

Mortgage

Document Number	20190729000390430
Date	Jul 29, 2019
Instrument	20190729000390430

Lender

Name	ST LOUIS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 301 Copperfield Ct was $5,933.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,933.00	$61,597	$324,192 Land $64,751 Building $259,441
2023		$58,015
2022			$305,340 Land $58,334 Building $247,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Copperfield Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Copperfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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