301 Cherrywood Dr, Elgin, SC 29045 Property Records

Richland County property record for 301 Cherrywood Dr, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,266 sqft · built 1992
Lot Size0.341 acres (14,868 sqft)
Owner2 Individual Names on Record
Tax Bill$1,016 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN26005-13-03

Property Details

APN / Parcel Number

Primary APN26005-13-03
Alternative APNs
  • R26005-13-03
  • 01314367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,266 sqft Heated Area
Gross Area1,858 sqft
1st Floor Area1,266 sqft
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,868 sqft (0.341 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area10 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01314367
Street Address301 CHERRYWOOD DR
CityELGIN
StateSC
Zip29045-8790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 3 BLK XX 101.1X119.8X100.7X119.1 #SU BRIARCLIFFE ESTATES PHASE 3 SECTION B
Legal SubdivisionBRIARCLIFFE
Legal Phase3
Legal BlockXX
Legal Lot Number3
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1005
Census Tract11424

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 CHERRYWOOD DR, ELGIN, SC 29045-8790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address301 CHERRYWOOD DR, ELGIN, SC 29045-8790
Document Number2213/1699
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 CHERRYWOOD DR ELGIN SC 290458790, ELGIN, SC 29045-8790

Mortgage

Document Number2213/1699
DateMay 24, 2017
Book Page002213/001699
Instrument38462
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 23, 2032

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,016.00 (+20.09%) Homeowner's exemption$124,900 (+2,775.23%)$195,200 (+79.74%) Land $30,000 Building $165,200
2023$846.00 (+4.06%)$4,344 (+0.09%)$108,600 (-7.81%)
2021$813.00$4,340$117,800 Land $20,300 Building $97,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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