Richland County property record for 220 Cherrywood Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 1991 |
| Lot Size | 0.317 acres (13,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Jan 2000) |
| Tax Bill | $1,069 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26005-11-04 |
| Primary APN | 26005-11-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,518 sqft Heated Area |
| Gross Area | 2,058 sqft |
| 1st Floor Area | 1,518 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,849 sqft (0.317 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01314232 |
|---|---|
| Street Address | 220 CHERRYWOOD DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 1 BLK QQ 120.6X99.8X120.2X100.1 #SU BRIARCLIFFE ESTATES #SU PHASE 3 SECTION B |
| Legal Subdivision | BRIARCLIFFE |
| Legal Phase | 3 |
| Legal Block | |
| Legal Lot Number | 1 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11424 |
220 Cherrywood Dr is owned and occupied by two individuals who bought it in January 2000.
Source: Richland County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 CHERRYWOOD DR, ELGIN, SC 29045-8777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 10, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2000 · Amount on File |
| Deed Sale | Jan 13, 2000 · Amount on File |
| Deed Document Number | 20004091 |
| Deed Book / Page | 376 / 2034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 220 CHERRYWOOD DR, ELGIN, SC 29045-8777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 220 CHERRYWOOD DR, ELGIN, SC 29045-8777 |
| Document Number | 0027272100 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 2727/2100 |
| Instrument | 2022016259 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 220 CHERRYWOOD DR, ELGIN, SC 29045-8777 |
| Document Number | 0376/0284 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 220 CHERRYWOOD DR ELGIN SC 290458777, ELGIN, SC 29045-8777 |
| Document Number | 0376/0284 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 000376/000284 |
| Instrument | 35717 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IN 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
The 2025 property tax bill for 220 Cherrywood Dr was $1,069.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,069.00 Homeowner's exemption | $131,600 | $195,900 Land $30,000 Building $165,900 |
| 2023 | $896.00 | $4,576 | $114,400 |
| 2021 | $863.00 | $4,580 | $124,600 Land $20,300 Building $104,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 220 Cherrywood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Cherrywood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures