301 Birch Dr SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 301 Birch Dr SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,996 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Mar 2020)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01208.00`

Property Details

APN / Parcel Number

Primary APN	`17.01208.00`

Exterior

Lot Area	14,996 sqft (0.344 acres)

Location & Zoning

Street Address	301 BIRCH DR SE
City	SAINT CLOUD
State	MN
Zip	56304-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND HILLS-2ND ADDN LOT-001 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND HILLS
Legal Block	3
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3007
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 BIRCH DR SE, SAINT CLOUD, MN 56304-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 16, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Apr 18, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMER TTL INS CO DBA TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2020441783
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	435222
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	301 BIRCH DR SE, SAINT CLOUD, MN 56304-1314
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456038
Date	Oct 14, 2021
Instrument	456038

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 16, 2020
Property Address	301 BIRCH DR SE, SAINT CLOUD, MN 56304-1314
Document Number	441783
Instrument Date	Mar 13, 2020
Instrument	441783
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BIRCH DR SE, SAINT CLOUD, MN 56304-1314

Mortgage

Document Number	441785
Date	Mar 16, 2020
Instrument	441785

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Apr 18, 2019
Property Address	301 BIRCH DR SE, SAINT CLOUD, MN 56304-1314
Document Number	435222
Instrument Date	Apr 16, 2019
Instrument	435222
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL INS CO DBA TR

Transaction

Amount	Amount Recorded
Tax	$59.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 BIRCH DR SE, SAINT CLOUD, MN 56304-1314

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00 (+12.04%) Homeowner's exemption	$168,500 (-) Land $40,000 Building $128,500	$168,500 (-) Land $40,000 Building $128,500
2025	$1,944.00 (+5.08%) Homeowner's exemption	$168,500 (-) Land $40,000 Building $128,500	$168,500 (-) Land $40,000 Building $128,500
2023	$1,850.00	$168,500 Land $40,000 Building $128,500	$168,500 Land $40,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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