301 12th St, Duluth, MN 55810 Property Records

St. Louis County property record for 301 12th St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,270 sqft · built 1992
Lot Size	0.241 acres (10,522 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2015)
Tax Bill	$4,176 (2026)
Deeds & Mortgages	Feb 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0220-02850`

Property Details

APN / Parcel Number

Primary APN	`185-0220-02850`
Alternative APN	`996713`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,270 sqft Gross Area
1st Floor Area	1,270 sqft
Basement Area	655 sqft
Finished Basement	655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,522 sqft (0.241 acres)

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	32 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	996713
Street Address	301 12TH ST
City	DULUTH
State	MN
Zip	55810-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 3 INC PART OF VAC ALLEY ADJ SERIAL #
Legal Subdivision	QUINNS ADDITION
Legal Block	11
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1006
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 12TH ST, DULUTH, MN 55810-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2015 · Amount on Record
Deed Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	2015963045
Prior Transfer Date	Dec 30, 2011
Prior Transfer Doc	0000911659
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	301 12TH ST, DULUTH, MN 55810-1233
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 12TH ST, PROCTOR, MN 55810-1233

Mortgage

Document Number	0001053481
Date	Feb 16, 2022
Instrument	1053481

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 27, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,176.00 (-0.9%) Homeowner's exemption
2025	$4,214.00 (+8.78%) Homeowner's exemption	$308,400 (-2.41%) Land $22,400 Building $286,000	$308,400 (-2.41%) Land $22,400 Building $286,000
2024	$3,874.00	$316,000 (+30.42%) Land $18,500 Building $297,500	$316,000 (+30.42%) Land $18,500 Building $297,500
2022		$242,300 Land $13,900 Building $228,400	$242,300 Land $13,900 Building $228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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