St. Louis County property record for 207 12th St, Duluth, MN 55810 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,448 sqft · built 1977 |
| Lot Size | 0.29 acres (12,645 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,869 (May 2013) |
| Tax Bill | $4,584 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0220-03370 |
| Primary APN | 185-0220-03370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Gross Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,645 sqft (0.29 acres) |
| Garage Area | 672 sqft |
| Deck Area | 90 sqft |
| Storage Building | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 950641 |
|---|---|
| Street Address | 207 12TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 23 THRU 25 & INC ELY 15 FT OF LOT 26 SERIAL # |
| Legal Subdivision | QUINNS ADDITION TO PROCTOR |
| Legal Tract | A |
| Legal Block | 12 |
| Legal Lot Number | 23-26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0220-03370
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 12TH ST, DULUTH, MN 55810-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Aug 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2013 · Amount on Record |
| Deed Sale | May 15, 2013 · Amount on Record |
| Prior Sale | Oct 23, 2009 · Amount on Record |
| Deed Document Number | 2013930714 |
| Prior Transfer Date | Dec 03, 2009 |
| Prior Transfer Doc | 0000878779 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 207 12TH ST, DULUTH, MN 55810-1252 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 207 12TH ST, PROCTOR, MN 55810-1252 |
| Document Number | 0001069929 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 1069929 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 207 12TH ST, DULUTH, MN 55810-1252 |
| Document Number | 00T1027264 |
| Instrument Date | Aug 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NORTH SHORE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 12TH ST PROCTOR MN 558101252, PROCTOR, MN 55810-1252 |
| Document Number | 00T1027264 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | T1027264 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2035 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,584.00 (+10.09%) Homeowner's exemption | ||
| 2025 | $4,164.00 (+9.23%) Homeowner's exemption | $334,700 (+7.07%) Land $24,700 Building $310,000 | $334,700 (+7.07%) Land $24,700 Building $310,000 |
| 2024 | $3,812.00 | $312,600 (+30.79%) Land $19,700 Building $292,900 | $312,600 (+30.79%) Land $19,700 Building $292,900 |
| 2022 | $239,000 Land $14,800 Building $224,200 | $239,000 Land $14,800 Building $224,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2012, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 4% of the US · above 14% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AirFiber | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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