3009 Ray St, Saginaw, MI 48601 Property Records

Saginaw County property record for 3009 Ray St, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1936
Lot Size	0.134 acres (5,837 sqft)
Owner	Company Name on Record
Last Sale	$9,500 (Nov 2003)
Tax Bill	$617 (2025)
Deeds & Mortgages	Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-31-4106-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-31-4106-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	100 ft deep x 58 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3009 RAY ST
City	SAGINAW
State	MI
Zip	48601-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	A PIECE OF LAND LYING IN LOT 4 FITZHUGHS SUB OF SE 1/4 OF SEC 31 T12N R5E DESC AS FOLLOWS COM 878.5 FT W AND 395 FT S OF NE
Legal Range	05E
Legal Township	12N
Legal Section	31
Legal Subdivision	FITZHUGHS SUB
Legal Lot Number	13,4
Legal Unit	13,4
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	2
Census Block	2000
Census Tract	11001

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3300 HESS AVE, SAGINAW, MI 48601-7423
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2003 · Amount on Record
Deed Sale	Nov 14, 2003 · Amount on Record
Prior Sale	Sep 12, 2003 · Amount on Record
Deed Document Number	20037173144
Deed Book / Page	2262 / 402
Last Transfer Date	Nov 14, 2016
Transfer Doc	0000029004
Record Updated	Oct 29, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 31, 2017
Property Address	3009 RAY ST, SAGINAW, MI 48601-4626
Document Number	0000024590
Instrument Date	Aug 31, 2017
Instrument	24590
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 HESS AVE SAGINAW MI 486017423, SAGINAW, MI 48601-7423

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,100 (+83.64%)	$20,200 (+83.64%)
2025	$617.00 (+16.86%)
2023		$5,500	$11,000
2022	$528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20