Saginaw County property record for 3003 Ray St, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 718 sqft · built 1935 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $689 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-31-4105-000 |
| Primary APN | 10-12-5-31-4105-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 718 sqft Living Area |
| 1st Floor Area | 718 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,837 sqft (0.134 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 70 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3003 RAY ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | A PIECE OF LAND LYING IN LOT 4 FITZHUGHS SUB OF SE 1/4 SEC 31 T12N R5E DESC AS FOLLOWS COM 878.5 FT W AND 337 FT S OF NE COR |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 31 |
| Legal Subdivision | FITZHUGHS SUB |
| Legal Lot Number | 12,4 |
| Legal Unit | 12,4 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11001 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3003 RAY ST, SAGINAW, MI 48601-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,000 (+73.91%) | $32,000 (+73.91%) | |
| 2025 | $689.00 (+17.58%) Homeowner's exemption | ||
| 2023 | $9,200 | $18,400 | |
| 2022 | $586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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