3009 N Declaration Ct, Waldorf, MD 20603 Property Records

Charles County property record for 3009 N Declaration Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,936 sqft · built 1992
Lot Size	0.555 acres (24,153 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2016)
Tax Bill	$12,335 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-209483`

Property Details

APN / Parcel Number

Primary APN	`06-209483`
Alternative APNs	`6209483` `209483`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,936 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,153 sqft (0.555 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	209483
Street Address	3009 N DECLARATION CT
City	WALDORF
State	MD
Zip	20603-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 19 SEC 1 CONSTITUTION HILLS SUB
Legal Subdivision	CONSTITUTION HILLS SUB
Legal Block	2
Legal Lot Number	19
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850706

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3009 N DECLARATION CT, WALDORF, MD 20603-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
Oct 28, 2022	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2016 · Amount on Record
Deed Sale	Nov 14, 2016 · Amount on Record
Prior Sale	Jun 24, 1992 · Amount on Record
Deed Book / Page	9595 / 195
Transfer Doc	0049770684
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3009 N DECLARATION CT, WALDORF, MD 20603-3946
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 N DECLARATION CT, SAINT CHARLES, MD 20603-3946

Mortgage

Document Number	0138190468
Date	Oct 8, 2025
Book Page	13819/468

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Mar 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3009 N DECLARATION CT, WALDORF, MD 20603-3946
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 N DECLARATION CT, WALDORF, MD 20603-3946

Mortgage

Document Number	0132240350
Date	Mar 7, 2024
Book Page	13224/350

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3009 N DECLARATION CT, WALDORF, MD 20603-3946
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 N DECLARATION CT, WALDORF, MD 20603-3946

Mortgage

Document Number	0127550296
Date	Oct 28, 2022
Book Page	12755/296

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,500 (+3.4%)	$442,600 (-) Land $126,800 Building $315,800
2025	$12,335.00 (+129.87%)	$414,400 (+8.33%)	$442,600 (+10.57%) Land $126,800 Building $315,800
2023	$5,366.00	$382,533	$400,300 Land $126,800 Building $273,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on N Declaration Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures