3001 N Declaration Ct, Waldorf, MD 20603 Property Records

Charles County property record for 3001 N Declaration Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,674 sqft · built 1993
Lot Size	0.437 acres (19,023 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (May 2026)
Tax Bill	$14,114 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-209440`

Property Details

APN / Parcel Number

Primary APN	`06-209440`
Alternative APNs	`6209440` `209440`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,674 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	2,074 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,023 sqft (0.437 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	364 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	209440
Street Address	3001 N DECLARATION CT
City	WALDORF
State	MD
Zip	20603-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 15 SEC 1 CONSTITUTION HILLS SUB
Legal Subdivision	CONSTITUTION HILLS SUB
Legal Block	2
Legal Lot Number	15
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850706

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 26, 2026	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Feb 3, 2022	Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Book / Page	14083 / 64
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946

Mortgage

Document Number	0136290303
Date	Apr 16, 2025
Book Page	13629/303

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jan 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	May 26, 2026
Property Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946
Document Number	1408000064
Book / Page	14083 / 64
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946

Mortgage

Document Number	1408000073,
Date	May 26, 2026
Book Page	14083/73

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109830207
Date	Jan 30, 2020
Book Page	10983/207

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Oct 1, 2034

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 3, 2022
Property Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946
Document Number	0123730453
Book / Page	12373 / 453
Map Reference	MB DGB 42 FO 221
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3001 N DECLARATION CT, WALDORF, MD 20603-3946

Mortgage

Document Number	0012373461
Date	Feb 3, 2022
Instrument	12373/461

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,267 (+2.9%)	$551,400 (-) Land $126,500 Building $424,900
2025	$14,114.00 (+141.39%) Homeowner's exemption	$521,133 (+16.26%)	$551,400 (+8.97%) Land $126,500 Building $424,900
2023	$5,847.00	$448,267	$506,000 Land $126,500 Building $379,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on N Declaration Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures