3009 Elisha Ave, Zion, IL 60099 Property Records

Lake County property record for 3009 Elisha Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,284 sqft · built 1919
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2026)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-28-213-005`

Property Details

APN / Parcel Number

Primary APN	`04-28-213-005`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	876 sqft
2nd Floor Area	408 sqft
Upper Floors Area	408 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3009 ELISHA AVE
City	ZION
State	IL
Zip	60099-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 5 BLOCK 24
Legal Subdivision	ZION CITY SEC.28
Legal Block	24
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1007
Census Tract	860500

Owner

3009 Elisha Ave is owned by an individual who bought it in June 2026.

Source: Lake County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	625 N JACKSON ST, WAUKEGAN, IL 60085-3849
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	20268172967
Prior Transfer Date	Jan 22, 2003
Prior Transfer Doc	0005280553
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 3, 2026
Property Address	3009 ELISHA AVE, ZION, IL 60099-3224
Document Number	0008172967
Instrument Date	May 28, 2026
Instrument	20268172967
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 N JACKSON ST, WAUKEGAN, IL 60085-3849

Mortgage

Document Number	0008172968,
Date	Jun 3, 2026
Instrument	20268172968

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 8, 2019
Property Address	3009 ELISHA AVE, ZION, IL 60099-3224
Document Number	0007582795
Instrument Date	Jul 18, 2019
Instrument	7582795
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY S TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 ELISHA AVE, ZION, IL 60099-3224

Mortgage

Document Number	0007582796
Date	Aug 8, 2019
Instrument	7582796

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Mortgage

Document Number	0007582797
Date	Aug 8, 2019
Instrument	7582797

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3009 Elisha Ave was $5,137, down 6.5% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,137.00 (-6.48%)	$49,029 Land $8,324 Building $40,705	$147,101 Land $24,974 Building $122,127
2024	$5,493.00 (+18.61%)
2023	$4,631.00 (+12.05%)	$38,599 (+19.13%) Land $6,553 Building $32,046	$115,809 (+19.13%) Land $19,661 Building $96,148
2022	$4,133.00	$32,400 Land $5,397 Building $27,003	$97,210 Land $16,193 Building $81,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3009 Elisha Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3009 Elisha Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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