3004 Elisha Ave, Zion, IL 60099 Property Records

Lake County property record for 3004 Elisha Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1916
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2021)
Tax Bill	$6,516 (2024)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-28-212-015`

Property Details

APN / Parcel Number

Primary APN	`04-28-212-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	988 sqft
2nd Floor Area	338 sqft
Upper Floors Area	338 sqft
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,150 sqft (0.187 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3004 ELISHA AVE
City	ZION
State	IL
Zip	60099-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 15 BLOCK 23
Legal Subdivision	ZION CITY SEC.28
Legal Block	23
Legal Lot Number	15
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1010
Census Tract	860500

Owner

3004 Elisha Ave is owned and occupied by an individual who bought it in January 2021.

Source: Lake County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3004 ELISHA AVE, ZION, IL 60099-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 27, 2021	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Jun 11, 2014 · Amount on File
Deed Document Number	20217743315
Prior Transfer Date	Dec 22, 2011
Prior Transfer Doc	0007094494
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	May 26, 2026
Property Address	3004 ELISHA AVE, ZION, IL 60099-3225
Document Number	0008171227
Instrument Date	May 20, 2026
Instrument	20268171227
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 ELISHA AVE, ZION, IL 60099-3225

Mortgage

Document Number	0008171227,
Date	May 26, 2026
Instrument	20268171227

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 27, 2021
Property Address	3004 ELISHA AVE, ZION, IL 60099-3225
Document Number	0007743315
Map Reference	DOC 82496
Instrument Date	Dec 15, 2020
Instrument	7743315
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 ELISHA AVE, ZION, IL 60099-3225

Mortgage

Document Number	0007743316
Date	Jan 27, 2021
Instrument	7743316

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,156 Land $9,411 Building $48,745	$174,486 Land $28,236 Building $146,250
2024	$6,516.00 (+21.07%)
2023	$5,382.00 (+12.08%)	$45,785 (+21.59%) Land $7,409 Building $38,376	$137,369 (+21.59%) Land $22,229 Building $115,140
2022	$4,802.00	$37,655 Land $6,080 Building $31,575	$112,976 Land $18,242 Building $94,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3004 Elisha Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3004 Elisha Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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