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3009 E Charter Oak Rd, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3009 E Charter Oak Rd, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,370 sqft · built 1984
Lot Size0.386 acres (16,819 sqft)
OwnerOwner Name on Record
Last Sale$95,000 (May 1998)
Tax Bill$1,748 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN166-06-036

Property Details

APN / Parcel Number

Primary APN166-06-036

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
1st Floor Area1,370 sqft

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,819 sqft (0.386 acres)
Parking Spaces2 Parking Spaces
Pool Area360 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3009 E CHARTER OAK RD
CityPHOENIX
StateAZ
Zip85032-7116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-14
Legal DescriptionCHARTER OAK PARK
Legal Range03E
Legal Township03N
Legal Section14
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionCHARTER OAK PARK
Legal Lot Number36
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3021
Census Tract103502

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3009 E CHARTER OAK RD, PHOENIX, AZ 85032-7116
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 8, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 1998 · Amount on Record
Deed SaleMay 7, 1998 · Amount on Record
Prior SaleSep 4, 2002
Deed Document Number0000378105
Deed Book / Page166
Last Transfer DateMar 8, 2006
Transfer Doc0000313083
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3009 E CHARTER OAK RD, PHOENIX, AZ 85032-7116
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3009 E CHARTER OAK RD, PHOENIX, AZ 85032-7116

Mortgage

Document Number0000847848
DateAug 5, 2021
Instrument20210847848
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueDec 1, 2047

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3009 E CHARTER OAK RD, PHOENIX, AZ 85032-7116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000908209
DateDec 8, 2017
Instrument2017-0908209
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,860 (-6.54%)$408,600 (-6.54%) Land $81,700 Building $326,900
2025$1,748.00 (+5.05%)
2024$43,720$437,200 Land $87,400 Building $349,800
2023$1,664.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		400 / 150
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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