3009 Doctors Xing, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3009 Doctors Xing, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1973
Lot Size	2 acres (87,207 sqft)
Owner	2 Individual Names on File
Last Sale	$428,500 (Dec 2025)
Tax Bill	$3,420 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04800-00-00-012C0`

Property Details

APN / Parcel Number

Primary APN	`04800-00-00-012C0`
Alternative APN	`14138`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	87,207 sqft (2 acres)
Deck Area	484 sqft
Patio Area	484 sqft
Stable	Stable

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3009 DOCTORS XING
City	CHARLOTTESVILLE
State	VA
Zip	22911-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE RE
Legal Description	ACREAGE 4
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1054
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3009 Doctors Xing is owned by two individuals who bought it in December 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 STONEWOOD DR, CHARLOTTESVILLE, VA 22911-5771
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 16, 2025	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
May 23, 2019	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	202511965
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3009 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5733
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004066
Date	Apr 4, 2022
Instrument	202200004066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 16, 2025
Property Address	3009 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5733
Document Number	202500011965
Map Reference	MB 523 PG 177
Instrument Date	Dec 11, 2025
Instrument	202500011965
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 STONEWOOD DR, CHARLOTTESVILLE, VA 22911-5771

Mortgage

Document Number	202500011966
Date	Dec 16, 2025
Instrument	202500011966

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 23, 2019
Property Address	3009 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5733
Document Number	0000004971
Book / Page	005169 / 000280
Instrument Date	May 10, 2019
Instrument	4971
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 DOCTORS XING CHARLOTTESVILLE VA 229115733, CHARLOTTESVILLE, VA 22911-5733

Mortgage

Document Number	4972
Date	May 23, 2019
Book Page	005169/000283
Instrument	4972

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3009 Doctors Xing was $3,420, up 33.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,420.00 (+33.23%)	$382,600 (+33.22%) Land $102,900 Building $279,700	$382,600 (+33.22%) Land $102,900 Building $279,700
2025	$2,567.00	$287,200 Land $102,900 Building $184,300	$287,200 Land $102,900 Building $184,300
2023	$2,339.00	$273,900 Land $94,500 Building $179,400	$273,900 Land $94,500 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3009 Doctors Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3009 Doctors Xing is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Brightspeed.

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