2975 Doctors Xing, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2975 Doctors Xing, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1973
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jan 2023)
Tax Bill	$4,315 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04800-00-00-01200`

Property Details

APN / Parcel Number

Primary APN	`04800-00-00-01200`
Alternative APN	`14134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Finished Area
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Detached
Garage Area	256 sqft

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	280 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2975 DOCTORS XING
City	CHARLOTTESVILLE
State	VA
Zip	22911-5732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE RE
Legal Description	ACREAGE 1
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1054
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2975 Doctors Xing is owned by an individual who bought it in January 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2975 DOCTORS ZING, CHARLOTTESVILLE, VA 22911
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC
Jan 14, 2022	Deed, Transfer · Line of Credit BLUE RIDGE BANK
Jan 14, 2022	Gift Deed, Transfer CHICAGO TITLE INSURANCE CO
May 30, 2019	Deed of Trust, Mortgage UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	2023508
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000000705
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 23, 2023
Property Address	2975 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5732
Document Number	202300000508
Map Reference	MB 4351 PG 699&700
Instrument Date	Jan 16, 2023
Instrument	202300000508
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2975 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5732

Mortgage

Document Number	202300000509
Date	Jan 23, 2023
Instrument	202300000509

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Jan 20, 2028
Change Frequency	5 Years
Min Rate At Change	5.49%
Max Rate At Change	7.49%
Index	5-Year TN
Max Rate	11.4%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 14, 2022
Property Address	2975 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5732
Document Number	202200000706
Map Reference	MB 4351 PG 699&700
Instrument Date	Jan 14, 2022
Instrument	202200000706
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE STLMT COM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 ALLIED ST STE B4, B4, CHARLOTTESVILLE, VA 22903-5346

Mortgage

Document Number	202200000707
Date	Jan 14, 2022
Instrument	202200000707

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 14, 2022
Property Address	2975 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5732
Document Number	202200000705
Map Reference	MB 4351 PG 699&700
Instrument Date	Jan 12, 2022
Instrument	202200000705
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4225 EARLYSVILLE RD, EARLYSVILLE, VA 22936-2503

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2975 DOCTORS XING, CHARLOTTESVILLE, VA 22911-5732
Document Number	0000005258
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4527 ADVANCE MILLS RD EARLYSVILLE VA 229362101, EARLYSVILLE, VA 22936-2101

Mortgage

Document Number	0000005258
Date	May 31, 2019
Book Page	005172/000187
Instrument	5258

Lender

Name	UNITED BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22901

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2975 Doctors Xing was $4,315, up 3.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,315.00 (+3.08%)	$482,700 (+3.07%) Land $114,600 Building $368,100	$482,700 (+3.07%) Land $114,600 Building $368,100
2025	$4,186.00	$468,300 Land $114,600 Building $353,700	$468,300 Land $114,600 Building $353,700
2023	$3,550.00	$415,800 Land $105,300 Building $310,500	$415,800 Land $105,300 Building $310,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2975 Doctors Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2975 Doctors Xing is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Brightspeed.

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