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3009 Cedora Ter, Sebring, FL 33870 Property Records

Highlands County property record for 3009 Cedora Ter, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,606 sqft · built 2006
Lot Size0.638 acres (27,806 sqft)
Owner2 Individual Names on File
Last Sale$351,300 (Mar 2019)
Tax Bill$2,672 (2024)
Deeds & MortgagesJan 2023 Transfer
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS-17-34-29-060-0000-0170

Property Details

APN / Parcel Number

Primary APNS-17-34-29-060-0000-0170

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,606 sqft Living Area
Gross Area3,224 sqft
1st Floor Area2,452 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area27,806 sqft (0.638 acres)
Lot Dimensions278 ft deep x 101 ft wide
View / LotWater
Garage TypeAttached
Garage Area618 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area562 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3009 CEDORA TER
CitySEBRING
StateFL
Zip33870-6829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUNSET POINTE ON DINNER LAKE PB 16-PG 55 LOT 17
Legal Range29E
Legal Township34S
Legal Section17
Legal SubdivisionSUNSET POINTE ON
Legal Lot Number17
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2003
Census Tract960900

Owner

3009 Cedora Ter is owned and occupied by two individuals who bought it in March 2019.

Source: Highlands County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address3009 CEDORA TER, SEBRING, FL 33870-6829
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 29, 2019Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2019 · Amount on File
Deed SaleMar 29, 2019 · Amount on File
Prior SaleJun 13, 2014 · Amount on File
Deed Document Number201934264
Deed Book / Page2684 / 1279
Prior Transfer DateAug 18, 2010
Prior Transfer Doc0001605667
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateJan 10, 2023
Property Address3009 CEDORA TER, SEBRING, FL 33870-6829
Document Number0002131661
Book / Page2951 / 418
Map ReferenceMB 16 PG 55
Instrument DateJan 9, 2023
Instrument2131661
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3009 CEDORA TER, SEBRING, FL 33870-6829

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3009 CEDORA TER, SEBRING, FL 33870-6829

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 29, 2019
Property Address3009 CEDORA TER, SEBRING, FL 33870-6829
Document Number0001934264
Book / Page002684 / 001279
Instrument DateMar 25, 2019
Instrument1934264
Transaction TypeTransfer
Record UpdatedApr 5, 2019
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,459.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3009 CEDORA TER SEBRING FL 338706829, SEBRING, FL 33870-6829

Mortgage

Document Number1934265
DateMar 29, 2019
Book Page002684/001280
Instrument1934265
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 28, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$164,864$453,907 Land $108,878 Building $345,029
2024$2,672.00
2023Homeowner's exemption$155,551 (+3%)$369,093 (+13.79%) Land $44,541 Building $324,552
2022$2,443.00 Homeowner's exemption$151,020$324,357 Land $44,541 Building $279,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3009 Cedora Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3009 Cedora Ter is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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