3005 Cedora Ter, Sebring, FL 33870 Property Records

Highlands County property record for 3005 Cedora Ter, Sebring, FL 33870 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,678 sqft · built 2006
Lot Size	0.629 acres (27,378 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Dec 2017)
Tax Bill	$4,824 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S-17-34-29-060-0000-0190`

Property Details

APN / Parcel Number

Primary APN	`S-17-34-29-060-0000-0190`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,678 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	2,524 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	27,378 sqft (0.629 acres)
Lot Dimensions	285 ft deep x 103 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	420 sqft
Porch	Florida Room
Porch Area	514 sqft
Deck Area	874 sqft
Patio Area	724 sqft
Gazebo	132 sqft
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3005 CEDORA TER
City	SEBRING
State	FL
Zip	33870-6829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET POINTE ON DINNER LAKE PB 16-PG 55 LOT 19
Legal Range	29E
Legal Township	34S
Legal Section	17
Legal Subdivision	SUNSET POINTE ON
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2003
Census Tract	960900

Owner

Source: Highlands County records · APN S-17-34-29-060-0000-0190

Assessment roll updated December 10, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3005 CEDORA TER, SEBRING, FL 33870-6829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	20171878393
Deed Book / Page	2614 / 199
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3005 CEDORA TER, SEBRING, FL 33870-6829
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ALL FL TITLE COMPANY/BROWARD LLC, ALL FL TITLE CO OF BROWARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 CEDORA TER, SEBRING, FL 33870-6829

Mortgage

Document Number	0002018283
Date	Feb 09, 2021
Book Page	2800/1986
Instrument	2018283

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3005 CEDORA TER, SEBRING, FL 33870-6829
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001992341
Date	Jul 21, 2020
Book Page	2763/1157
Instrument	1992341

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 29, 2017
Property Address	3005 CEDORA TER, SEBRING, FL 33870-6829
Document Number	0001878393
Book / Page	2614 / 0199
Map Reference	MB16 PG55
Instrument Date	Dec 26, 2017
Instrument	1878393
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 DORCHESTER PL APT 305, 905, CHARLOTTESVILLE, VA 22911-4621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 CEDORA TER, SEBRING, FL 33870-6829

Mortgage

Document Number	0001878394
Date	Dec 29, 2017
Instrument	1878394

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,711 (+5.99%)	$525,168 (+19.53%) Land $112,167 Building $413,001
2024	$4,824.00 (+2.44%)
2023	$4,709.00 (+4.71%) Homeowner's exemption	$262,967 (+3%)	$439,354 (+13.15%) Land $45,886 Building $393,468
2022	$4,497.00 Homeowner's exemption	$255,308	$388,280 Land $45,886 Building $342,394

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559609002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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