3007 River Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 3007 River Rd, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1965
Lot Size	0.909 acres (39,596 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2023)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Dec 2023 Sale Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1347017`

Property Details

APN / Parcel Number

Primary APN	`1347017`
Alternative APNs	`1325302` `1360434` `909`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,914 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	39,596 sqft (0.909 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	360 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1360434
Street Address	3007 RIVER RD
City	SHELBY
State	NC
Zip	28152-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#5 RIVER BEND ACRES PB10-46
Legal Subdivision	RIVER BEND ACRES
Legal Block	1
Legal Lot Number	5
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1024
Census Tract	951503

Owner

Source: Cleveland County records · APN 1347017

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3007 RIVER RD, SHELBY, NC 28152-8644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME MORTGAGE LLC
Apr 05, 2022	Intrafamily Transfer, Transfer
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	2023200095423
Deed Book / Page	1912 / 1087
Prior Transfer Date	Apr 04, 2022
Prior Transfer Doc	0200070925
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 21, 2023
Property Address	3007 RIVER RD, SHELBY, NC 28152-8644
Document Number	0019121087
Book / Page	1912 / 1087
Map Reference	MB 10 PG 46
Instrument	200095423
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 RIVER RD, SHELBY, NC 28152-8644

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3007 RIVER RD, SHELBY, NC 28152-8644
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018370758
Date	Mar 31, 2021
Book Page	1837/758
Instrument	200053065

Lender

Name	ATLANTIC HOME MORTGAGE LLC
Type	Non-Lending Institution
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Apr 05, 2022
Property Address	3007 RIVER RD, SHELBY, NC 28152-8644
Document Number	0018690902
Book / Page	1869 / 902
Map Reference	MB 10 PG 46
Instrument Date	Apr 04, 2022
Instrument	200070925
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 RIVER RD, SHELBY, NC 28152-8644

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 25, 2019
Property Address	3007 RIVER RD, SHELBY, NC 28152-8644
Document Number	0017952085
Book / Page	1795 / 2085
Map Reference	MB 10 PG 46
Instrument Date	Jul 22, 2019
Instrument	200028724
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1406, SHELBY, NC 28151-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 RIVER RD, SHELBY, NC 28152-8644

Mortgage

Document Number	0200028725
Date	Jul 25, 2019
Instrument	200028725

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 25, 2019
Property Address	3007 RIVER RD, SHELBY, NC 28152-8644
Document Number	0017880875
Book / Page	001788 / 000875
Instrument Date	Mar 25, 2019
Instrument	24373
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1406 SHELBY NC 281511406, SHELBY, NC 28151-1406

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,399 (-) Land $31,415 Building $322,984	$354,399 (-) Land $31,415 Building $322,984
2025	$2,179.00	$354,399 (+39.58%) Land $31,415 Building $322,984	$354,399 (+39.58%) Land $31,415 Building $322,984
2023		$253,906 Land $24,543 Building $229,363	$253,906 Land $24,543 Building $229,363

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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