3005 River Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 3005 River Rd, Shelby, NC 28152 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1995
Square Footage	1,734 sqft Finished Area
Lot Size	39,204 sqft (0.9 acres)
Garage	440 sqft
Occupancy	Owner Occupied
Last Sale	$165,000 (2006)
Tax Bill	$1,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1225894`
Alternative APN	`908`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,734 sqft Finished Area
Basement Area	900 sqft Basement
Finished Basement	900 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	39,204 sqft (0.9 acres)
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	320 sqft Deck
Porch Area	236 sqft Porch
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1225894
Street Address	3005 RIVER RD
City	SHELBY
State	NC
Zip	28152-8644
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#4 PB10-46 RIVER BEND AC
Legal Subdivision	RIVER BEND AC
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	1
Census Block	1024
Census Tract	951503

Owner

Source: Cleveland County records · APN 1225894

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3005 RIVER RD, SHELBY, NC 28152-8644
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2006 · Amount on Record
Deed Sale	Feb 20, 2006 · Amount on Record
Deed Doc Number	200667703
Deed Book / Page	1478 / 667
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3005 RIVER RD, SHELBY, NC 28152-8644
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018570663
Date	Nov 12, 2021
Book Page	1857/663
Instrument	200064121

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,789 (-) Land $31,104 Building $254,685	$285,789 (-) Land $31,104 Building $254,685
2025	$1,757.00	$285,789 (+62.7%) Land $31,104 Building $254,685	$285,789 (+62.7%) Land $31,104 Building $254,685
2023		$175,652 Land $24,300 Building $151,352	$175,652 Land $24,300 Building $151,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.