Hamilton County property record for 3007 John Gray Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,258 sqft · built 1977 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Sep 2009) |
| Tax Bill | $3,602 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0013-0143-00 |
| Primary APN | 510-0013-0143-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 1,258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3007 JOHN GRAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNGRAY RD 70 X 150 LOT 123 BIRCH HILL SUB BLK D |
| Legal Subdivision | BIRCH HILL SUB |
| Legal Block | D |
| Legal Lot Number | 123 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20504 |
Source: Hamilton County records, as of May 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3007 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 4, 2019 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on File |
| Deed Sale | Sep 2, 2009 · Amount on File |
| Prior Sale | Jul 10, 2007 · Amount on File |
| Deed Document Number | 2009120066 |
| Deed Book / Page | 11230 / 812 |
| Prior Transfer Date | Aug 31, 1995 |
| Prior Transfer Doc | 0000125597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3007 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3007 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000022382 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 15631/314 |
| Instrument | 2026-0022382 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3007 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3007 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000005801 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 14585/135 |
| Instrument | 2022-0005801 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Jul 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3007 JOHN GRAY RD, CINCINNATI, OH 45251-4220 |
| Document Number | 0000051618 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3007 JOHN GRAY RD CINCINNATI OH 452514220, CINCINNATI, OH 45251-4220 |
| Document Number | 0000051618 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 013949/000874 |
| Instrument | 51618 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate | 4.62% |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,602.00 (+7.65%) | $60,855 (-) Land $11,270 Building $49,585 | $173,870 (-) Land $32,200 Building $141,670 |
| 2024 | $3,346.00 (-0.59%) | $60,855 (-) Land $11,270 Building $49,585 | |
| 2023 | $3,366.00 (+10.58%) | $60,855 (+36.03%) Land $11,270 Building $49,585 | $173,870 (+36.03%) Land $32,200 Building $141,670 |
| 2022 | $3,044.00 Homeowner's exemption | $44,738 Land $9,265 Building $35,473 | |
| 2020 | $127,820 Land $26,470 Building $101,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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