3005 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3005 Viola Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,250 sqft · built 2002
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2010)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-345-209`

Property Details

APN / Parcel Number

Primary APN	`09-345-209`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3005 VIOLA LN
City	MONROE
State	NC
Zip	28110-5212
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15SU MON
Legal Description	#27 LONG BROOKE OPCF450
Legal Subdivision	LONG BROOKE
Legal Lot Number	27
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3005 VIOLA LN, MONROE, NC 28110-5212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2010 · Amount on Record
Deed Sale	Nov 19, 2010 · Amount on Record
Prior Sale	Apr 24, 2006 · Amount on Record
Deed Document Number	201029840
Deed Book / Page	5441 / 69
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3005 VIOLA LN, MONROE, NC 28110-5212
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 VIOLA LN, MONROE, NC 28110-5212

Mortgage

Document Number	0009256634
Date	Dec 1, 2025
Book Page	9256/634
Instrument	31651

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3005 VIOLA LN, MONROE, NC 28110-5212
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 VIOLA LN, MONROE, NC 28110-5212

Mortgage

Document Number	0008696521
Date	Apr 26, 2023
Book Page	8696/521
Instrument	9662

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,000 (-) Land $69,600 Building $222,400	$292,000 (-) Land $69,600 Building $222,400
2025	$2,552.00 (+14.8%)	$292,000 (+43.21%) Land $69,600 Building $222,400	$292,000 (+43.21%) Land $69,600 Building $222,400
2024	$2,223.00	$203,900 (-) Land $39,200 Building $164,700
2023	$2,223.00	$203,900 Land $39,200 Building $164,700	$203,900 (-) Land $39,200 Building $164,700
2021			$203,900 Land $39,200 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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