3004 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3004 Viola Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,573 sqft · built 2002
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Jun 2021)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-207`

Property Details

APN / Parcel Number

Primary APN	`09-345-207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
Gross Area	1,999 sqft
1st Floor Area	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,680 sqft (0.337 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Patio Area	98 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3004 VIOLA LN
City	MONROE
State	NC
Zip	28110-5212
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15SU MON
Legal Description	#25 LONG BROOKE OPCF450
Legal Subdivision	LONG BROOKE
Legal Lot Number	25
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3004 VIOLA LN, MONROE, NC 28110-5212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	202130891
Deed Book / Page	8154 / 687
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	0006249021
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 30, 2021
Property Address	3004 VIOLA LN, MONROE, NC 28110-5212
Document Number	8154687
Book / Page	8154 / 687
Map Reference	CAB F FILE 450
Instrument Date	Jun 29, 2021
Instrument	30891
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 SOUTHWIND TRAIL DR, 1022, INDIAN TRAIL, NC 28079-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 VIOLA LN, MONROE, NC 28110-5212

Mortgage

Document Number	0008154689
Date	Jun 30, 2021
Book Page	8154/689
Instrument	30892

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,700 (-) Land $69,600 Building $281,100	$350,700 (-) Land $69,600 Building $281,100
2025	$3,065.00 (+14.79%)	$350,700 (+43.2%) Land $69,600 Building $281,100	$350,700 (+43.2%) Land $69,600 Building $281,100
2024	$2,670.00	$244,900 (-) Land $39,200 Building $205,700
2023	$2,670.00	$244,900 Land $39,200 Building $205,700	$244,900 (-) Land $39,200 Building $205,700
2021			$244,900 Land $39,200 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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