3005 Rector St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3005 Rector St, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,580 sqft Living Area
Lot Size4,269 sqft (0.098 acres)
OccupancyOwner Occupied
Last Sale$399,900 (2022)
Tax Bill$6,462.00 (2025)

Property Details

APN / Parcel Number

Primary APNT180500113
Alternative APN
  • 5-116C-C518-00-8692.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,580 sqft Living Area
Basement Area1,230 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2017
Exterior MaterialSiding Exterior
Lot Area4,269 sqft (0.098 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT180500113
Street Address3005 RECTOR ST
CitySAINT CHARLES
StateMO
Zip63301-8495
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS PH 10B #1 LOT 8692
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS PH 10B #1
Legal Lot Number8692
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup1
Census Block1013
Census Tract310201

Owner

Source: St. Charles County records · APN T180500113

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3005 RECTOR ST, SAINT CHARLES, MO 63301-8495
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Oct 17, 2019Deed of Trust, Mortgage
DAS ACQUISITION
Aug 18, 2017Warranty Deed, Subdivision Related Transfer
BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleAug 18, 2017 · Amount on Record
Deed Doc Number0020224532
Deed Book / Page2022 / 4532
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 24, 2022
Property Address3005 RECTOR ST, SAINT CHARLES, MO 63301-8495
Document Number0000004532
Map ReferenceMB 49 PG 214-216
Instrument DateJan 14, 2022
Instrument2022R-004532
Transaction TypeTransfer
Record UpdatedFeb 04, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3236 CANAL ST, 3236, SAINT CHARLES, MO 63301-8085

Transferred To (Grantee/Buyer)

NameVerified Name
Address3005 RECTOR ST, SAINT CHARLES, MO 63301-8495

Mortgage

Document Number0000004533
DateJan 24, 2022
Instrument2022R-004533
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3005 RECTOR ST, SAINT CHARLES, MO 63301-8495
Document Number0071681453
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3005 RECTOR ST ST CHARLES MO 633018495, ST CHARLES, MO 63301-8495

Mortgage

Document Number0071681453
DateOct 24, 2019
Book Page007168/001453
Instrument599980
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 18, 2017
Property Address3005 RECTOR ST, SAINT CHARLES, MO 63301-8495
Document Number0067931808
Book / Page006793 / 001808
Instrument DateAug 17, 2017
Instrument520910
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 17, 2020
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3005 RECTOR ST ST CHARLES MO 633018495, ST CHARLES, MO 63301-8495

Mortgage

Document Number67931810
DateAug 18, 2017
Book Page006793/001810
Instrument520920
Lender
NameBANK OF EDWARDSVILLE
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
AmountAmount Recorded
Term360 Months
DueAug 17, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,462.00$91,803 (+12.17%)$483,171 (+12.17%) Land $48,000 Building $435,171
2023$81,843
2022$430,750 Land $36,000 Building $394,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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