3002 Rector St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3002 Rector St, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,581 sqft · built 2017
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$373,606 (Dec 2017)
Tax Bill$6,975 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNT180500104

Property Details

APN / Parcel Number

Primary APNT180500104
Alternative APN
  • 5-116C-C518-00-8683.0000000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,581 sqft Living Area
Basement Area1,141 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialSiding
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180500104
Street Address3002 RECTOR ST
CitySAINT CHARLES
StateMO
Zip63301-8494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS PH 10B #1 LOT 8683
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS PH 10B #1
Legal Lot Number8683
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1022
Census Tract310201

Owner

Source: St. Charles County records · APN T180500104

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3002 RECTOR ST, SAINT CHARLES, MO 63301-8494
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 18, 2017Warranty Deed, Subdivision Related Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2017 · Amount on Record
Deed SaleDec 18, 2017 · Amount on Record
Deed Document Number0068541597
Deed Book / Page6854 / 1597
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3002 RECTOR ST, SAINT CHARLES, MO 63301-8494
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3002 RECTOR ST, SAINT CHARLES, MO 63301-8494

Mortgage

Document Number0073810249
DateAug 25, 2020
Book Page7381/249
Instrument20200825000619190
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 18, 2017
Property Address3002 RECTOR ST, SAINT CHARLES, MO 63301-8494
Document Number0068541597
Book / Page006854 / 001597
Instrument DateDec 15, 2017
Instrument779720
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 21, 2018
Title CompanyCONTINENTAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3002 RECTOR ST ST CHARLES MO 633018494, ST CHARLES, MO 63301-8494

Mortgage

Document Number68541599
DateDec 18, 2017
Book Page006854/001599
Instrument779730
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 17, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,975.00$93,154 (+7.44%)$490,287 (+7.44%) Land $48,000 Building $442,287
2023$86,706
2022$456,350 Land $36,000 Building $420,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022, other causes, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 657 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Rector St

Nearby Streets

Search Property Records by Address or Parcel Number