St. Charles County property record for 3002 Rector St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,581 sqft · built 2017 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,606 (Dec 2017) |
| Tax Bill | $6,975 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T180500104 |
| Primary APN | T180500104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,581 sqft Living Area |
| Basement Area | 1,141 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180500104 |
|---|---|
| Street Address | 3002 RECTOR ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS PH 10B #1 LOT 8683 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | NEW TOWN AT ST CHAS PH 10B #1 |
| Legal Lot Number | 8683 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 310201 |
Source: St. Charles County records · APN T180500104
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3002 RECTOR ST, SAINT CHARLES, MO 63301-8494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 18, 2017 | Warranty Deed, Subdivision Related Transfer DAS ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Deed Document Number | 0068541597 |
| Deed Book / Page | 6854 / 1597 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3002 RECTOR ST, SAINT CHARLES, MO 63301-8494 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3002 RECTOR ST, SAINT CHARLES, MO 63301-8494 |
| Document Number | 0073810249 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 7381/249 |
| Instrument | 20200825000619190 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2017 |
| Property Address | 3002 RECTOR ST, SAINT CHARLES, MO 63301-8494 |
| Document Number | 0068541597 |
| Book / Page | 006854 / 001597 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 779720 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | CONTINENTAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3002 RECTOR ST ST CHARLES MO 633018494, ST CHARLES, MO 63301-8494 |
| Document Number | 68541599 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 006854/001599 |
| Instrument | 779730 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2047 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,975.00 | $93,154 (+7.44%) | $490,287 (+7.44%) Land $48,000 Building $442,287 |
| 2023 | $86,706 | ||
| 2022 | $456,350 Land $36,000 Building $420,350 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022, other causes, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 657 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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