3005 Rancho Bernado Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 3005 Rancho Bernado Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 2011
Lot Size	0.136 acres (5,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Nov 2025)
Tax Bill	$8,738 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-210-001-3`

Property Details

APN / Parcel Number

Primary APN	`091-210-001-3`
Alternative APNs	`091-210-001` `0978800019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	5,943 sqft (0.136 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3005 RANCHO BERNADO DR
City	PITTSBURG
State	CA
Zip	94565-7681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9277 L1
Legal Subdivision	SUBDIVISION 9277
Legal Tract	9277
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3005 RANCHO BERNADO DR, PITTSBURG, CA 94565-7681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 25, 2025	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 25, 2020	Loan Modification, Mortgage · Conventional Mortgage NEW RESID'L MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Mar 30, 2011 · Amount on Record
Deed Document Number	2025132889
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3005 RANCHO BERNADO DR, BAY POINT, CA 94565-7681
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 RANCHO BERNADO DR, BAY POINT, CA 94565-7681

Mortgage

Document Number	0000029041
Date	Mar 25, 2026
Instrument	2026- 029041

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	548 MARKET ST, SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 25, 2025
Property Address	3005 RANCHO BERNADO DR, BAY POINT, CA 94565-7681
Document Number	0000132889
Map Reference	MB 512 PG 46
Instrument Date	Nov 18, 2025
Instrument	2025- 132889
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3005 RANCHO BERNADO DR, BAY POINT, CA 94565-7681

Mortgage

Document Number	0000132890
Date	Nov 25, 2025
Instrument	2025- 132890

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	3005 RANCHO BERNADO DR, BAY POINT, CA 94565-7681
Document Number	0000080085
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 RANCHO BERNADO DR BAY POINT CA 945657681, BAY POINT, CA 94565-7681

Mortgage

Document Number	0000080085
Date	Apr 28, 2020
Instrument	80085

Lender

Name	NEW RESID'L MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 27, 2060

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,000 (+75.71%) Land $260,000 Building $450,000
2025	$8,738.00 (+5.01%)	$404,072 (+4.04%) Land $70,458 Building $333,614
2023	$8,321.00 (+1.56%)	$388,383 Land $67,723 Building $320,660
2022	$8,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

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