2992 Rancho Bernado Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2992 Rancho Bernado Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 2009
Lot Size	0.154 acres (6,685 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Dec 2009)
Tax Bill	$7,539 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-140-011-7`

Property Details

APN / Parcel Number

Primary APN	`091-140-011-7`
Alternative APNs	`091-140-011` `0976800110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	6,685 sqft (0.154 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2992 RANCHO BERNADO DR
City	PITTSBURG
State	CA
Zip	94565-7675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8423 L11
Legal Subdivision	SUBDIVISION 8423
Legal Tract	8423
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	355202

Owner

2992 Rancho Bernado Dr is owned and occupied by two individuals who bought it in December 2009.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2992 RANCHO BERNADO DR, PITTSBURG, CA 94565-7675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2009 · Amount on File
Deed Sale	Dec 17, 2009 · Amount on File
Deed Document Number	2009295053
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2992 RANCHO BERNADO DR, BAY POINT, CA 94565-7675
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2992 RANCHO BERNADO DR, BAY POINT, CA 94565-7675

Mortgage

Document Number	0000077466
Date	Aug 14, 2023
Instrument	2023-077466

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2992 RANCHO BERNADO DR, BAY POINT, CA 94565-7675
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2992 RANCHO BERNADO DR, BAY POINT, CA 94565-7675

Mortgage

Document Number	0000052666
Date	Feb 19, 2021
Instrument	2021-052666

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2992 RANCHO BERNADO DR, BAY POINT, CA 94565-7675
Document Number	0000115010
Instrument Date	Mar 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2992 RANCHO BERNADO DR BAY POINT CA 945657675, BAY POINT, CA 94565-7675

Mortgage

Document Number	0000115010
Date	Jun 15, 2020
Instrument	115010

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2992 RANCHO BERNADO DR, BAY POINT, CA 94565-7675
Document Number	0000063968
Instrument Date	Mar 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2992 RANCHO BERNADO DR BAY POINT CA 945657675, BAY POINT, CA 94565-7675

Mortgage

Document Number	0000063968
Date	Apr 3, 2020
Instrument	63968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2992 Rancho Bernado Dr was $7,539 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,781 (+2%) Land $72,405 Building $390,376
2025	$7,539.00 Homeowner's exemption	$453,708 Land $70,986 Building $382,722
2023	$7,182.00 (+1.18%) Homeowner's exemption	$436,092 Land $68,231 Building $367,861
2022	$7,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2992 Rancho Bernado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2992 Rancho Bernado Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

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