3005 Iris Ct, Moody, AL 35004 Property Records

St. Clair County property record for 3005 Iris Ct, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,514 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$127,840 (Oct 2008)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-004-004.057`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-004-004.057`
Alternative APNs	`525693` `61417`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,514 sqft Heated Area
1st Floor Area	1,514 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3005 IRIS CT
City	MOODY
State	AL
Zip	35004-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 171 ARBORS OF AVALON PHASE ONE 2007-9 36-16-1
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	ARBORS OF AVALON
Legal Phase	ONE
Legal Lot Number	171
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	2
Census Block	2000
Census Tract	40110

Owner

Source: St. Clair County assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3005 IRIS CT, MOODY, AL 35004-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Loan Modification, Mortgage · Conventional Mortgage BBVA
Mar 30, 2020	Loan Modification, Mortgage · Conventional Mortgage BBVA USA
Feb 1, 2017	Loan Modification, Mortgage · Conventional Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2008 · Amount on Record
Deed Sale	Oct 31, 2008 · Amount on Record
Deed Book / Page	2008 / 12802
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	3005 IRIS CT, MOODY, AL 35004-3609
Document Number	0000035735
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 IRIS CT MOODY AL 350043609, MOODY, AL 35004-3609

Mortgage

Document Number	0000035735
Date	Jul 24, 2020
Instrument	35735

Lender

Name	BBVA
Address	HOMEWOOD, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 23, 2060

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	3005 IRIS CT, MOODY, AL 35004-3609
Document Number	0000020767
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020767
Date	May 14, 2020
Instrument	20767

Lender

Name	BBVA USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 13, 2047

Interest

Rate	5.2%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	3005 IRIS CT, MOODY, AL 35004-3609
Document Number	0000020444
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020444
Date	Jun 15, 2017
Instrument	20444

Lender

Name	COMPASS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Fixed Rate
Rate	6.4%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 (+23.56%)	$23,260 (-49.99%)	$232,540 (-)
2023		$46,508 Land $12,000 Building $34,508	$232,540 Land $60,000 Building $172,540
2022	$921.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOK SPRINGS WATER AUTHORITY serves 4,569 people · EPA ID AL0001434
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cable One Fiber	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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