3001 Iris Ct, Moody, AL 35004 Property Records

St. Clair County property record for 3001 Iris Ct, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,970 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (May 2026)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-004-004.056`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-004-004.056`
Alternative APNs	`525283` `61416`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,970 sqft Heated Area
1st Floor Area	1,770 sqft
Upper Floors Area	200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3001 IRIS CT
City	MOODY
State	AL
Zip	35004-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 172 ARBORS OF AVALON PHASE ONE 2007-9 36-16-1
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	ARBORS OF AVALON
Legal Phase	ONE
Legal Lot Number	172
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	2
Census Block	2000
Census Tract	40110

Owner

Source: St. Clair County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3001 IRIS CT, MOODY, AL 35004-3609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE CORPORATION
Feb 4, 2026	Warranty Deed, Transfer SUE MILES
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Feb 4, 2026 · Amount on Record
Deed Book / Page	2026 / 5560
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 11, 2026
Property Address	3001 IRIS CT, MOODY, AL 35004-3609
Document Number	2026005560
Book / Page	2026 / 5560
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,128.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 IRIS CT, MOODY, AL 35004-3609

Mortgage

Document Number	2026020313,
Date	May 11, 2026
Book Page	2026/20313

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Feb 4, 2026
Property Address	3001 IRIS CT, MOODY, AL 35004-3609
Document Number	0000001377
Book / Page	DEED 2026 / 1377
Map Reference	MB 2007 PG 9
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 IRIS CT, MOODY, AL 35004-3609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 PELHAM PKWY # 207B, 207B, PELHAM, AL 35124-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG20264544
Date	Feb 4, 2026
Instrument	MTG2026/4544

Lender

Name	SUE MILES
Type	Private Party

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	3001 IRIS CT, MOODY, AL 35004-3609
Document Number	0000019542
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3001 IRIS CT MOODY AL 350043609, MOODY, AL 35004-3609

Mortgage

Document Number	0000019542
Date	Jun 8, 2017
Instrument	19542

Lender

Name	HUD-HOUSING/URBAN DEV
Address	SOUTHWEST, WA 20410-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 7, 2045

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00	$27,440 (-49.99%)	$274,330 (-)
2024	$1,351.00 (+23.49%) Homeowner's exemption Disabled Person's exemption	$54,866 (-) Land $12,000 Building $42,866	$274,330 (-) Land $60,000 Building $214,330
2023		$54,866 Land $12,000 Building $42,866	$274,330 Land $60,000 Building $214,330
2022	$1,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOK SPRINGS WATER AUTHORITY serves 4,569 people · EPA ID AL0001434
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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