3005 E 186th St, Westfield, IN 46074 Property Records

Hamilton County property record for 3005 E 186th St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1971
Lot Size	2.59 acres (113,256 sqft)
Owner	Trust Name on File
Tax Bill	$4,110 (2024)
Deeds & Mortgages	Aug 2019 Transfer Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-06-31-000-008.000-014`

Property Details

APN / Parcel Number

Primary APN	`29-06-31-000-008.000-014`
Alternative APN	`0806310000008000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1971
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	113,256 sqft (2.59 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0806310000008000
Street Address	3005 E 186TH ST
City	WESTFIELD
State	IN
Zip	46074-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.60, SECTION 31, TOWNSHIP 19, RANGE 4
Legal Range	04
Legal Township	19
Legal Section	31
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	110401

Owner

3005 E 186th St is owner-occupied and held in a trust since August 2019.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Trust Name on File
Mailing Address	3005 E 186TH ST, WESTFIELD, IN 46074-9683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2018	Loan Modification, Mortgage · Line of Credit FIRST FARMERS BK&TR
Aug 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2008
Deed Sale	Dec 31, 2008
Prior Sale	Aug 9, 2019
Deed Document Number	0000062747
Record Updated	Jun 8, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 9, 2019
Property Address	3005 E 186TH ST, WESTFIELD, IN 46074-9683
Document Number	0000036243
Instrument Date	May 20, 2019
Instrument	36243
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3005 E 186TH ST WESTFIELD IN 460749683, WESTFIELD, IN 46074-9683

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Recording Date	Oct 25, 2018
Property Address	3005 E 186TH ST, WESTFIELD, IN 46074-9683
Instrument Date	Oct 22, 2018
Instrument	50493
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2621 E 186TH ST WESTFIELD IN 460749683, WESTFIELD, IN 46074-9683

Mortgage

Document Number	0000050493
Date	Oct 25, 2018
Instrument	50493

Lender

Name	FIRST FARMERS BK&TR
Type	Bank
Address	123 N JEFFERSON ST, CONVERSE, IN 46919-2124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 24, 2019

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 9, 2019
Property Address	3005 E 186TH ST, WESTFIELD, IN 46074-9683
Document Number	0000036242
Instrument Date	Nov 29, 2017
Instrument	36242
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3005 E 186TH ST WESTFIELD IN 460749683, WESTFIELD, IN 46074-9683

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,200 (+37.47%) Land $162,000 Building $128,200	$290,200 (+37.47%) Land $162,000 Building $128,200
2024	$4,110.00 (+2.34%)	$211,100 (+5.44%) Land $77,000 Building $134,100	$211,100 (+5.44%) Land $77,000 Building $134,100
2023	$4,016.00 (+8.81%)	$200,200 (+7.35%) Land $77,000 Building $123,200	$200,200 (+7.35%) Land $77,000 Building $123,200
2022	$3,691.00	$186,500 Land $77,000 Building $109,500	$186,500 Land $77,000 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3005 E 186th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 E 186th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Metronet.

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