2772 E 186th St, Westfield, IN 46074 Property Records

Hamilton County property record for 2772 E 186th St, Westfield, IN 46074

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 3,067 sqft · built 1994
Lot Size	7.67 acres (334,541 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,447 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-06-30-000-012.002-014`

Property Details

APN / Parcel Number

Primary APN	`29-06-30-000-012.002-014`
Alternative APN	`0806300000012002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,067 sqft Living Area
1st Floor Area	2,192 sqft
2nd Floor Area	875 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	334,541 sqft (7.67 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	1 sqft
Lean-To	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0806300000012002
Street Address	2772 E 186TH ST
City	WESTFIELD
State	IN
Zip	46074-9683
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACREAGE 7.68, SECTION 30, TOWNSHIP 19, RANGE 4
Legal Range	04
Legal Township	19
Legal Section	30
Legal Subdivision	WASHINGTON
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	3
Census Block	3036
Census Tract	110516

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2772 E 186TH ST, WESTFIELD, IN 46074-9683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Oct 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2772 E 186TH ST, WESTFIELD, IN 46074-9683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049959
Date	Oct 6, 2017
Instrument	2017049959

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2772 E 186TH ST, WESTFIELD, IN 46074-9683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048307
Date	Oct 2, 2019
Instrument	2019048307

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WESTFIELD, IN 46074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,500 (+5.94%) Land $101,200 Building $305,300	$406,500 (+5.94%) Land $101,200 Building $305,300
2024	$4,447.00 (+6.72%)	$383,700 (+5.85%) Land $57,000 Building $326,700	$383,700 (+5.85%) Land $57,000 Building $326,700
2023	$4,167.00 (+5.87%)	$362,500 (+9.12%) Land $55,000 Building $307,500	$362,500 (+9.12%) Land $55,000 Building $307,500
2022	$3,936.00	$332,200 Land $52,900 Building $279,300	$332,200 Land $52,900 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Metronet.

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