3005 Bell Ct, Richmond, KY 40475 Property Records

Madison County property record for 3005 Bell Ct, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,300 sqft
OwnerIndividual Name on Record
Last Sale$149,900 (May 2019)
Tax Bill$1,413 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0109-0001-0026

Property Details

APN / Parcel Number

Primary APN0109-0001-0026
Alternative APNs
  • 121084
  • 84084
  • 50586

Interior

Stories1 Story
Building Area1,300 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number50586
Street Address3005 BELL CT
CityRICHMOND
StateKY
Zip40475-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDREAMLAND LOT 26 PH 3
Legal SubdivisionDREAMLAND
Legal Phase3
Legal Lot Number26
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1033
Census Tract11002

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3005 BELL CT, RICHMOND, KY 40475-7516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2019Warranty Deed, Transfer · FHA Mortgage
CENTURY LENDING CO
Aug 30, 2018Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number2013993305
Deed Book / PageD00774 / 162
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateMay 31, 2019
Property Address3005 BELL CT, RICHMOND, KY 40475-7516
Document NumberD00774/162
Book / PageD00774 / 162
Map ReferenceMB 15 PG 392
Instrument DateMay 23, 2019
Instrument2013993305
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyEXECUTIVE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3005 BELL CT, 3005, RICHMOND, KY 40475-7516

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3005 BELL CT, RICHMOND, KY 40475-7516

Mortgage

Document Number2013993306
DateMay 31, 2019
Instrument2013993306
Lender
NameCENTURY LENDING CO
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 30, 2018
Property Address3005 BELL CT, RICHMOND, KY 40475-7516
Document NumberD00764/047
Book / PageD00764 / 047
Map ReferenceMB15 PG392
Instrument DateAug 1, 2018
Instrument2013981244
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$139.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address628 MAPLEWOOD DR APT 8, 628, MOREHEAD, KY 40351-1065

Transferred To (Grantee/Buyer)

NameVerified Name
Address3005 BELL CT, RICHMOND, KY 40475-7516
Mail Care OfJARED RAY HITECH

Mortgage

Document Number2013981245
DateAug 30, 2018
Instrument2013981245
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,413.00 (-2.82%) Additional exemption filed$149,900 (-)$149,900 (-)
2023$1,454.00$149,900$149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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