3004 Bell Ct, Richmond, KY 40475 Property Records

Madison County property record for 3004 Bell Ct, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,113 sqft
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2025)
Tax Bill$1,697 (2025)
Deeds & MortgagesMortgage
Jul 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0109-0001-0022

Property Details

APN / Parcel Number

Primary APN0109-0001-0022
Alternative APNs
  • 110207
  • 78574
  • 68958

Interior

Stories1 Story
Building Area1,113 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number68958
Street Address3004 BELL CT
CityRICHMOND
StateKY
Zip40475-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDREAMLAND LOT 22 PH 3
Legal SubdivisionDREAMLAND
Legal Phase3
Legal Lot Number22
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1033
Census Tract11002

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3004 BELL CT, RICHMOND, KY 40475-7516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Jul 29, 2025Warranty Deed, Transfer
Aug 14, 2023Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleAug 14, 2023 · Amount on Record
Deed Document Number2014274945
Deed Book / PageD870 / 744
Record UpdatedJun 8, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address3004 BELL CT, RICHMOND, KY 40475-7516
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJul 29, 2025
Property Address3004 BELL CT, RICHMOND, KY 40475-7516
Document Number00D870/744
Book / PageD870 / 744
Map ReferenceMB 15 PG 392
Instrument DateJul 25, 2025
Instrument2014274945
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 S KEENELAND DR, RICHMOND, KY 40475-3228

Transferred To (Grantee/Buyer)

NameVerified Name
Address3004 BELL CT, RICHMOND, KY 40475-7516

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 14, 2023
Property Address3004 BELL CT, RICHMOND, KY 40475-7516
Document Number000D842/88
Book / PageD842 / 88
Map ReferenceMB 15 PG 392
Instrument DateAug 11, 2023
Instrument2014161341
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3001 REVANA DR APT 12, 12, RICHMOND, KY 40475-8399

Transferred To (Grantee/Buyer)

NameVerified Name
Address3004 BELL CT, RICHMOND, KY 40475-7516

Mortgage

Document Number2014161344
DateAug 14, 2023
Instrument2014161344
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0M2252/460
DateAug 14, 2023
Book PageM2252/460
Instrument2014161361
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (+37.86%) Additional exemption filed$180,000 (+41.73%)$180,000 (+41.73%)
2023$1,231.00 (-0.32%)$127,000 (-)$127,000 (-)
2022$1,235.00$127,000$127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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