3004 Spring Rd, Mccullom Lake (McHenry), IL 60050 Property Records

McHenry County property record for 3004 Spring Rd, Mccullom Lake, IL 60050

Property Summary

Property TypeSingle Family Home
Details2,218 sqft · built 1972
Lot Size0.321 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$5,630 (2024)
Deeds & MortgagesSep 2022 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-22-102-042

Property Details

APN / Parcel Number

Primary APN09-22-102-042
Alternative APN
  • 0922102022

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,218 sqft Living Area
1st Floor Area2,218 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area14,375 sqft (0.321 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3004 SPRING RD
CityMCCULLOM LAKE
StateIL
Zip60050-2353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0111068 LTS 41 & 42 BLK 14 MCCULLOM LAKE ESTATES
Legal SubdivisionMCCULLOM LAKE ESTATES
Legal Block14
Legal Lot Number41,42
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1016
Census Tract870603

Owner

3004 Spring Rd is owned and occupied by two individuals who acquired it in November 1993.

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3004 SPRING RD, MCCULLOM LAKE, IL 60050-2353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 19, 1993
Transfer Doc0000074141
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3004 SPRING RD, MCCULLOM LAKE, IL 60050-2353
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032445
DateSep 19, 2022
Instrument2022R0032445
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3004 SPRING RD, MCCULLOM LAKE, IL 60050-2353
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003196
DateJan 25, 2022
Instrument2022R0003196
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcCullom Lake Village
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,630.00$75,973 Land $9,450 Building $66,523$227,919 Land $28,350 Building $199,569
2022Homeowner's exemption$61,535 Land $7,854 Building $53,681$184,605 Land $23,562 Building $161,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3004 Spring Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1979–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3004 Spring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

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