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2914 Spring Rd, Mccullom Lake (McHenry), IL 60050 Property Records

McHenry County property record for 2914 Spring Rd, Mccullom Lake, IL 60050

Property Summary

Property TypeSingle Family Home
Details718 sqft · built 1940
Lot Size0.115 acres (5,041 sqft)
OwnerIndividual Name on Record
Last Sale$109,000 (May 2019)
Deeds & MortgagesNov 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-22-104-002

Property Details

APN / Parcel Number

Primary APN09-22-104-002

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area718 sqft Living Area
Gross Area978 sqft
1st Floor Area718 sqft
Basement Area260 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area5,041 sqft
Garage Area330 sqft
Parking Spaces1 Parking Space
Deck Area64 sqft

Location & Zoning

Street Address2914 SPRING RD
CityMCCULLOM LAKE
StateIL
Zip60050-2351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0011950 LT 42 BLK 13 MCCULLOM LAKE ESTATES
Legal Range08E
Legal Township45N
Legal Section22
Legal SubdivisionMCCULLOM LAKE ESTATES
Legal Block13
Legal Lot Number42
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1030
Census Tract870603

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2914 SPRING RD, MCCULLOM LAKE, IL 60050-2351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
KANE COUNTY TEACHERS CU
May 1, 2019Warranty Deed, Transfer · FHA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Prior SaleMar 9, 2015
Deed Document Number2019R0011950
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2914 SPRING RD, MCCULLOM LAKE, IL 60050-2351
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060849
DateNov 9, 2021
Instrument2021R0060849
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 1, 2019
Property Address2914 SPRING RD, MCCULLOM LAKE, IL 60050-2351
Document Number0000011950
Map ReferenceDOC 88347 MB6PG90&91
Instrument DateApr 25, 2019
Instrument2019R0011950
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$163.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2914 SPRING RD, MCCULLOM LAKE, IL 60050-2351

Mortgage

Document Number0000011951
DateMay 1, 2019
Instrument2019R0011951
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcCullom Lake Village
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$35,174 Land $2,766 Building $32,408$105,522 Land $8,298 Building $97,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1979–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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